AI Marine Risk Limited
Reference number: 982338
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 4 years
- Protected through the principal
- No FCA actions
- Active company since 2022
- Accounts filed up to 31 December 2024
- 1 thing worth a closer look in the background checks
Responsible principal firm
D A Strategy Ltd Reference number: 927590 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- AI Marine Risk Limited (FRN 982338) is an AR of D A Strategy Ltd (FRN 927590). When you use AI Marine Risk's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from AI Marine Risk, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
34 Lime Street, London, EC3M 7AT, United Kingdom
In the full report: 3 background checks, 1 thing worth a closer look
- When aimarinerisk.com first appeared online, and whether it can receive email
- What kind of line 07778 700818 is
- Whether EC3M 7AT is a shared office: 35 other firms give it
Other names (1)
If you were contacted under any of these names, it is this firm.
- AI Marine Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through D A Strategy Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 14134736 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 26 May 2022 (4 years old)
- Registered office
- 34 Lime Street, Floor 3, London, EC3M 7AT, United Kingdom
- Nature of business
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- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Charles D'Alton | Director | Sep 1982 | 26 May 2022 | None |
| Thomas William Fulford-Smith | Director | Oct 1981 | 30 Aug 2022 | None |
| Abigail Lucy Benson | Director | Jan 1991 | 21 Dec 2023 | 12 other companies |
| Charles Robert Mcqueen Grant Rowley | Director | Jul 1965 | 14 Feb 2024 | 13 other companies |
Other companies run by these 4 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 24
- closed down
- 4
- are FCA-registered
- 8
In the full report: all 24 companies, named
- What each company does, and whether it is still trading
- Which of these 4 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 8 on the FCA register
- The 1 company these 4 directors run together
Filed accounts and finances
Net assets
£116k
Up £223k from −£107k
Cash at bank
£125k
−71% from £434k
Employees (average)
7
Up 7 from 0
Owed within a year
£311k
Up £290k from £20.5k
Assets and liabilities
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 14134736. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
AI Marine Risk’s history from the FCA register and Companies House, newest first.
2023
21 December 2023
- Charles Henry Michael D'Alton stopped being a part-owner
- Dempsey Group Limited took control (75–100% of shares)
- Thomas William Fulford-Smith stopped being a part-owner
Companies House
2022
20 December 2022
- Thomas William Fulford-Smith became a part-owner (25–50% of shares)
Companies House
1 September 2022
- Became an appointed representative
FCA register
26 May 2022
- Incorporated at Companies House
- Charles Henry Michael D'Alton became a part-owner (25–50% of shares)
Companies House
In the full report: all 13 events
- All 13 events in its history (7 shown here)
- Every director appointment and resignation: 4
Firms connected to AI Marine Risk
Other FCA-listed firms that share a director, phone number or address with AI Marine Risk. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 7
- share a director
- 7
- past link
- 1
In the full report: all 7 connected firms, named
- How each is linked: shared directors (7)
- Who links each one: the named directors, with dates
- 1 past link through former directors
Firms like AI Marine Risk
Other firms of the same type (insurance broker), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on AI Marine Risk
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 24 other companies its directors have run, named
- 3 background checks on its contact details, 1 flagged
- All 13 events in its history
- 7 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk