Airtime Rewards Limited

Reference number: 968584

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Airtime Rewards Limited (FRN 968584) introduces customers to Holiday Extras Cover Limited (FRN 828848). Any regulated advice or arranging is done by the principal, not Airtime Rewards.
  • Example: if Airtime Rewards refers you to a financial adviser, the advice should come from the principal firm, not from Airtime Rewards itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When airtimerewards.co.uk first appeared online, and whether it can receive email
  • What kind of line 0161 399 0217 is
  • Who else gives the postcode M2 5HT
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Holiday Extras Cover Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
14 October 2013 (13 years old)
Registered office
5th Floor Queens House, Queen Street, Manchester, M2 5HT, England
Nature of business
  • Business and domestic software development (SIC 62012)
  • Other service activities not elsewhere classified (SIC 96090)

Directors and company secretaries

Name Role Born Appointed Other companies
Adam Stuart Ward Director Sep 1979 14 Oct 2013 5 other companies
Joshua Spear Graham Director Jul 1990 26 Feb 2015 1 other company
Neale Spear Graham Director Aug 1962 7 Aug 2015 20 other companies
Adam Ward Secretary Not published 14 Oct 2013 –

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
25
closed down
20
run together
1

In the full report: all 25 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 3 directors run together
  • All 4 people who have ever been directors, with their dates
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Key dates in its history

Airtime Rewards’s history from the FCA register and Companies House, newest first.

2022

25 January 2022

  • Became an introducer appointed representative

FCA register

2016

6 April 2016

  • Adam Stuart Ward became a part-owner (25–50% of shares)
  • Joshua Spear Graham became a part-owner (25–50% of shares)

Companies House

2013

14 October 2013

  • Incorporated at Companies House

Companies House

In the full report: all 9 events

  • All 9 events in its history (4 shown here)
  • Every director appointment and resignation: 5
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Firms like Airtime Rewards

Other firms of the same type (mortgage adviser or broker), nearest first.

In Manchester

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Airtime Rewards

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 25 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 9 events in its history

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Frequently asked questions about this firm

Is Airtime Rewards Limited FCA authorised?
Airtime Rewards Limited (FRN 968584) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Airtime Rewards?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Airtime Rewards Limited (FRN 968584) introduces customers to Holiday Extras Cover Limited (FRN 828848). Any regulated advice or arranging is done by the principal, not Airtime Rewards. Example: if Airtime Rewards refers you to a financial adviser, the advice should come from the principal firm, not from Airtime Rewards itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Airtime Rewards’ phone number and website?
The FCA register lists the phone number 0161 399 0217 and the website airtimerewards.co.uk for Airtime Rewards. If you were given different contact details, use these to check with the firm before going any further.
Is Airtime Rewards a scam or clone?
Airtime Rewards is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Airtime Rewards?
Protection works through Holiday Extras Cover Limited, the principal firm responsible for Airtime Rewards's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Airtime Rewards?
Companies House lists 2 people with significant control of Airtime Rewards: Mr Adam Stuart Ward (25–50% of shares) and Mr Joshua Spear Graham (25–50% of shares).
Who runs Airtime Rewards?
Companies House lists 3 directors of Airtime Rewards: Adam Stuart Ward, Joshua Spear Graham and Neale Spear Graham.
How long has Airtime Rewards been in business?
The company was formed on 14 October 2013.

Sources and links

The full report on Airtime Rewards Limited

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