AJ Brown Financial Planning Ltd

Reference number: 1014231

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • AJ Brown Financial Planning Ltd (FRN 1014231) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use AJ Brown Financial Planning's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from AJ Brown Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07826 452570

  • Address

    St. James's Place, 3 Hardman Square, Manchester, M3 3EB, United Kingdom

In the full report: 2 background checks, 1 thing worth a closer look

  • What kind of line 07826 452570 is
  • Whether M3 3EB is a shared office: 68 other firms give it
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
07477835
Company status
Active
Company type
Private limited company
Incorporated
23 December 2010 (15 years old)
Registered office
C/O The Accounts Centre, Milton Green Farm, Whitchurch Road, Chester, Cheshire, CH3 9DS, United Kingdom
Nature of business
  • Management consultancy activities other than financial management (SIC 70229)

Directors and company secretaries

Name Role Born Appointed Other companies
Allan James Brown Director Sep 1971 23 Dec 2010 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

−£2,961

No earlier figure to compare

Cash at bank

£2,348

−45% from £4,243

Employees (average)

1

Same as 1

Net assets are negative: on its last balance sheet the company owed £2,961 more than it owned.

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07477835. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

AJ Brown Financial Planning’s history from the FCA register and Companies House, newest first.

2024

8 June 2024

  • Became an appointed representative

FCA register

2016

6 April 2016

  • Allan James Brown took control (75–100% of shares)

Companies House

2010

23 December 2010

  • Incorporated at Companies House
  • Allan James Brown appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like AJ Brown Financial Planning

Other firms of the same type (financial adviser), nearest first.

In Manchester

Adeptio Wealth Management LtdManchesterAppointed representativeAJ Barnes Financial Planning LtdManchesterAppointed representativeAlexander BartonManchesterAppointed representativeAnderton & Associates Financial Planning LimitedManchesterAppointed representativeAndrew Street Financial ServicesManchesterAppointed representativeAthelis Financial LtdManchesterAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on AJ Brown Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 2 background checks on its contact details, 1 flagged
  • 7 years of accounts, charted
  • All 4 events in its history

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Frequently asked questions about this firm

Is AJ Brown Financial Planning Ltd FCA authorised?
AJ Brown Financial Planning Ltd (FRN 1014231) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for AJ Brown Financial Planning?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. AJ Brown Financial Planning Ltd (FRN 1014231) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use AJ Brown Financial Planning's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from AJ Brown Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is AJ Brown Financial Planning’s phone number?
The FCA register lists the phone number 07826 452570 for AJ Brown Financial Planning. If you were given different contact details, use these to check with the firm before going any further.
Is AJ Brown Financial Planning a scam or clone?
AJ Brown Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with AJ Brown Financial Planning?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for AJ Brown Financial Planning's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns AJ Brown Financial Planning?
Companies House lists one person with significant control of AJ Brown Financial Planning: Mr Allan James Brown (75–100% of shares).
Who runs AJ Brown Financial Planning?
Companies House lists one director of AJ Brown Financial Planning: Allan James Brown.
How long has AJ Brown Financial Planning been in business?
The company was formed on 23 December 2010.
What do AJ Brown Financial Planning’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of −£2,961 (no earlier figure to compare) and cash at bank of £2,348 (−45% from £4,243).

Sources and links

The full report on AJ Brown Financial Planning Ltd

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