Ajit Singh Shergill

Reference number: 1040887

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Appointed representative

Ajit Singh Shergill does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

Ingard Financial Limited Reference number: 450731 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Ajit Singh Shergill (FRN 1040887) is an AR of Ingard Financial Limited (FRN 450731). When you use Ajit Singh Shergill's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Ajit Singh Shergill, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07504 858954

  • Address

    18 Chantry Close, Mickleover, Derby, Derby, DE3 0TG, United Kingdom

In the full report: 2 background checks

  • What kind of line 07504 858954 is
  • Who else gives the postcode DE3 0TG
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Mortgages Check Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Ingard Financial Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Ajit Singh Shergill’s history from the FCA register and Companies House, newest first.

2025

6 December 2025

  • Began trading as "Mortgages Check"

FCA register

6 September 2025

  • Became an appointed representative

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Ajit Singh Shergill

Other firms of the same type (mortgage adviser or broker), nearest first.

In Derby

Find A Mortgage Online LtdDerbyAppointed representativeBreeze Financial Solutions LtdDerbyAppointed representativeCPB Financial Services LimitedDerbyAppointed representativeCraig Mee-BishopDerbyAppointed representativeDerby Financial Solutions LimitedDerbyAppointed representativeGregory MartynovychDerbyAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Ajit Singh Shergill

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 2 events in its history

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Frequently asked questions about this firm

Is Ajit Singh Shergill FCA authorised?
Ajit Singh Shergill (FRN 1040887) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Ajit Singh Shergill?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Ajit Singh Shergill (FRN 1040887) is an AR of Ingard Financial Limited (FRN 450731). When you use Ajit Singh Shergill's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Ajit Singh Shergill, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Ajit Singh Shergill’s phone number?
The FCA register lists the phone number 07504 858954 for Ajit Singh Shergill. If you were given different contact details, use these to check with the firm before going any further.
Is Ajit Singh Shergill a scam or clone?
Ajit Singh Shergill is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Ajit Singh Shergill?
Protection works through Ingard Financial Limited, the principal firm responsible for Ajit Singh Shergill's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Ajit Singh Shergill use any other names?
It trades as Mortgages Check.

Sources and links

The full report on Ajit Singh Shergill

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