Find A Mortgage Online Ltd
Reference number: 1011535
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 2 years
- Protected through the principal
- No FCA actions
- Active company since 2013
- Accounts filed up to 31 August 2025
Responsible principal firm
TMG Direct Limited Reference number: 786245 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- FIND A MORTGAGE ONLINE LTD (FRN 1011535) is an AR of TMG Direct Limited (FRN 786245). When you use FIND A MORTGAGE ONLINE's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from FIND A MORTGAGE ONLINE, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Stirling House, 1 Outrams Wharf, Little Eaton, Derby, Derbyshire, DE21 5EL, United Kingdom
In the full report: 3 background checks
- When onlinemortgageadvisor.co.uk first appeared online, and whether it can receive email
- What kind of line 07527 953204 is
- Who else gives the postcode DE21 5EL
Other names (1)
If you were contacted under any of these names, it is this firm.
- Online Mortgage Advisor Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through TMG Direct Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 08662127 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 23 August 2013 (13 years old)
- Registered office
- Stirling House Nuvo Accountants 1 Outrams Wharf, Little Eaton, Derby, DE21 5EL, United Kingdom
- Nature of business
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- Activities of mortgage finance companies (SIC 64922)
- Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| David Anthony Bird | Director | Jul 1987 | 23 Aug 2013 | 2 other companies |
| Peter John Mugleston | Director | Nov 1985 | 23 Aug 2013 | 5 other companies |
| Lucy Ann Higgins | Director | May 1990 | 30 Jan 2024 | 1 other company |
| Dalia Mugleston | Director | May 1985 | 30 Jan 2024 | 1 other company |
Other companies run by these 4 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 7
- closed down
- 3
- is FCA-registered
- 1
In the full report: all 7 companies, named
- What each company does, and whether it is still trading
- Which of these 4 directors sit on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
- The 1 company these 4 directors run together
- All 8 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£297k
−65% from £850k
Cash at bank
£405k
−43% from £715k
Employees (average)
12
−20% from 15
Owed within a year
£259k
+215% from £82.3k
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 08662127. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Find A Mortgage Online’s history from the FCA register and Companies House, newest first.
2024
19 April 2024
- Became an appointed representative
FCA register
2017
8 June 2017
- Wizard Finance Ltd stopped being a part-owner
Companies House
2016
6 April 2016
- David Anthony Bird became a part-owner (25–50% of shares)
- Peter John Mugleston became a part-owner (25–50% of shares)
- Wizard Finance Ltd became a part-owner (25–50% of shares)
Companies House
2013
23 August 2013
- Incorporated at Companies House
Companies House
In the full report: all 15 events
- All 15 events in its history (6 shown here)
- Every director appointment and resignation: 8
Firms connected to Find A Mortgage Online
Other FCA-listed firms that share a director, phone number or address with Find A Mortgage Online. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share its postcode
- 1
- past link
- 1
In the full report: the connected firm, named
- How it is linked: the same postcode (1)
- Who links it to this firm: the named directors, with dates
- 1 past link through former directors
Firms like Find A Mortgage Online
Other firms of the same type (mortgage adviser or broker), nearest first.
In Derby
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Find A Mortgage Online
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 7 other companies its directors have run, named
- 3 background checks on its contact details
- 7 years of accounts, charted
- All 15 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
Is Find A Mortgage Online Ltd FCA authorised?
What does appointed representative mean for Find A Mortgage Online?
What is Find A Mortgage Online’s phone number and website?
Is Find A Mortgage Online a scam or clone?
Is my money safe with Find A Mortgage Online?
Who owns Find A Mortgage Online?
Who runs Find A Mortgage Online?
How long has Find A Mortgage Online been in business?
What do Find A Mortgage Online’s latest accounts show?
Does Find A Mortgage Online use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk