Alan Gerald Wray

Reference number: 987731

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Appointed representative

Alan Gerald Wray does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

Golden Charter Limited Reference number: 965279 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Alan Gerald Wray (FRN 987731) is an AR of Golden Charter Limited (FRN 965279). When you use Alan Gerald Wray's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Alan Gerald Wray, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07989 303897

  • Address

    24 Portmore Street, Portadown, Craigavon, BT62 3NG, United Kingdom

In the full report: 2 background checks

  • What kind of line 07989 303897 is
  • Who else gives the postcode BT62 3NG
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Alan Wray & Co Funeral Directors Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Golden Charter Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Alan Gerald Wray’s history from the FCA register and Companies House, newest first.

2022

25 November 2022

  • Became an appointed representative
  • Began trading as "Alan Wray & Co Funeral Directors"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Alan Gerald Wray

Other firms of the same type (funeral director), nearest first.

In Craigavon

Adrian McAteerCraigavonAppointed representativeMalcomsons Funeral Service LtdCraigavonAppointed representativeMcAlinden & Murtagh LimitedCraigavonAppointed representativeMilne Funeral Services LtdCraigavonAppointed representativeQuinn Bros (Ni) LtdCraigavonAppointed representativeRonnie Russell LtdCraigavonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Alan Gerald Wray

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 2 events in its history

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Frequently asked questions about this firm

Is Alan Gerald Wray FCA authorised?
Alan Gerald Wray (FRN 987731) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Alan Gerald Wray?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Alan Gerald Wray (FRN 987731) is an AR of Golden Charter Limited (FRN 965279). When you use Alan Gerald Wray's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Alan Gerald Wray, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Alan Gerald Wray’s phone number?
The FCA register lists the phone number 07989 303897 for Alan Gerald Wray. If you were given different contact details, use these to check with the firm before going any further.
Is Alan Gerald Wray a scam or clone?
Alan Gerald Wray is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Alan Gerald Wray?
Protection works through Golden Charter Limited, the principal firm responsible for Alan Gerald Wray's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Alan Gerald Wray use any other names?
It trades as Alan Wray & Co Funeral Directors.

Sources and links

The full report on Alan Gerald Wray

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