Alchemy Underwriting Limited

Reference number: 814867

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

CBC UK Limited Reference number: 145164 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Alchemy Underwriting Limited (FRN 814867) is an AR of CBC UK Limited (FRN 145164). When you use Alchemy Underwriting's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Alchemy Underwriting, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When alchemyunderwriting.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 7265 5600 is, and the other firm that gives it
  • Who else gives the postcode EC3N 4AT
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Other names (10)

If you were contacted under any of these names, it is this firm.

  • AbacusAU Trading name
  • Alchemy Commercial Risks Trading name
  • Alchemy Digital Solutions Trading name
  • Alchemy Private Clients Trading name
  • Alchemy Real Estate Trading name
  • Bell Risk Analysis Limited Former name
  • Bell Underwriting Limited Former name
  • Bell Commercial Former trading name
  • Bell Household Former trading name
  • Bell Underwriting Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through CBC UK Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
10879844
Company status
Active
Company type
Private limited company
Incorporated
24 July 2017 (9 years old)
Registered office
2 Seething Lane, Ground Floor, London, EC3N 4AT, England
Nature of business
  • Non-life insurance (SIC 65120)

Directors and company secretaries

Name Role Born Appointed Other companies
Andrew Stanley Wallas Director Feb 1956 24 Jul 2017 6 other companies
Richard John Ronald Housley Director Mar 1967 19 Jun 2023 20 other companies
Alexander Rupert Gordon Cousins Director Oct 1971 31 Oct 2023 2 other companies
Peter David Barry Dalton Director Sep 1970 20 Dec 2023 20 other companies
Suneeta Rani Padda Director Jul 1966 15 Feb 2024 7 other companies
Jonathan Stuart Newman Director May 1975 6 Jul 2025 8 other companies
Sinead Catherine O'Haire Secretary Not published 12 Aug 2026 –

Other companies run by these 6 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
43
closed down
11
are FCA-registered
3

In the full report: all 43 companies, named

  • What each company does, and whether it is still trading
  • Which of these 6 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 3 on the FCA register
  • The 12 companies these 6 directors run together
  • All 8 people who have ever been directors, with their dates
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Filed accounts and finances

9 months to 30 September 2022Dormant company accountsNot audited

Net assets

£1

No earlier figure to compare

These accounts were filed as dormant: the company reported no significant trading in the period.

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 10879844. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Alchemy Underwriting’s history from the FCA register and Companies House, newest first.

Key events (11) All events (32)

2024

1 February 2024

  • Alexander Rupert Gordon Cousins became a part-owner (25–50% of shares)
  • Andrew Stanley Wallas became a part-owner (25–50% of shares)

Companies House

2023

1 February 2023

  • Andrew Stanley Wallas gave up control

Companies House

2022

16 December 2022

  • Richard John Ronald Housley became a part-owner (25–50% of shares)

Companies House

1 November 2022

  • Andrew Stanley Wallas took control (75–100% of shares)
  • Paladin Holdings Limited no longer has significant control

Companies House

2020

7 December 2020

  • Changed its registered name from "Bell Underwriting Limited"

FCA register

2018

25 October 2018

  • Changed its registered name from "Bell Risk Analysis Limited"

FCA register

26 July 2018

  • Became an appointed representative

FCA register

2017

24 July 2017

  • Incorporated at Companies House
  • Paladin Holdings Limited gained significant control

Companies House

In the full report: all 32 events

  • All 32 events in its history (11 shown here)
  • Every director appointment and resignation: 10
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Firms connected to Alchemy Underwriting

Other FCA-listed firms that share a director, phone number or address with Alchemy Underwriting. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
5
share a director
1
share its phone number
1

In the full report: all 5 connected firms, named

  • How each is linked: shared directors (1), the same phone number (1), the same postcode (3)
  • Who links each one: the named directors, with dates
  • 1 past link through former directors
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Firms like Alchemy Underwriting

Other firms of the same type (insurance broker), nearest first.

In London

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Alchemy Underwriting

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 43 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 32 events in its history
  • 5 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Alchemy Underwriting Limited FCA authorised?
Alchemy Underwriting Limited (FRN 814867) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Alchemy Underwriting?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Alchemy Underwriting Limited (FRN 814867) is an AR of CBC UK Limited (FRN 145164). When you use Alchemy Underwriting's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Alchemy Underwriting, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Alchemy Underwriting’s phone number and website?
The FCA register lists the phone number 020 7265 5600 and the website alchemyunderwriting.co.uk for Alchemy Underwriting. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Alchemy Underwriting a scam or clone?
Alchemy Underwriting is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Alchemy Underwriting?
Protection works through CBC UK Limited, the principal firm responsible for Alchemy Underwriting's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Alchemy Underwriting?
Companies House lists 3 people with significant control of Alchemy Underwriting: Mr Andrew Stanley Wallas (25–50% of shares), Mr Alexander Rupert Gordon Cousins (25–50% of shares) and Mr Richard John Ronald Housley (25–50% of shares). Before that, it was controlled by Paladin Holdings Limited.
Who runs Alchemy Underwriting?
Companies House lists 6 directors of Alchemy Underwriting: Andrew Stanley Wallas, Richard John Ronald Housley, Alexander Rupert Gordon Cousins, Peter David Barry Dalton, Suneeta Rani Padda and Jonathan Stuart Newman.
How long has Alchemy Underwriting been in business?
The company was formed on 24 July 2017.
What do Alchemy Underwriting’s latest accounts show?
Its latest accounts, to 30 September 2022, show net assets of £1 (no earlier figure to compare).
Does Alchemy Underwriting use any other names?
It trades as AbacusAU, Alchemy Commercial Risks, Alchemy Digital Solutions, Alchemy Private Clients and Alchemy Real Estate. It has previously used 5 other names, including Bell Risk Analysis Limited, Bell Underwriting Limited and Bell Commercial.

Sources and links

The full report on Alchemy Underwriting Limited

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