AliveKo Mortgages & Protection Ltd

Reference number: 995389

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • AliveKo Mortgages & Protection Ltd (FRN 995389) is an AR of Dragon Brokers Limited (FRN 599430). When you use AliveKo Mortgages & Protection's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from AliveKo Mortgages & Protection, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07738 740366

  • Address

    18 Redvers Close, Bishop's Stortford, Hertfordshire, CM23 2DE, United Kingdom

In the full report: 2 background checks

  • What kind of line 07738 740366 is
  • Who else gives the postcode CM23 2DE
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Dragon Brokers Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
17 March 2023 (3 years old)
Registered office
18 Redvers Close, Bishop's Stortford, CM23 2DE, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Zhivko Ivanov Zheliazkov Director May 1978 17 Mar 2023 5 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
5
closed down
2
still active
3

In the full report: all 5 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 March 2025Full accountsNot audited

Net assets

−£9,794

Down £4,610 from −£5,184

Cash at bank

£606

Up £390 from £216

Employees (average)

0

Same as 0

Owed within a year

£10.4k

+93% from £5,400

Net assets are negative: on its last balance sheet the company owed £9,794 more than it owned.

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 14736821. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

AliveKo Mortgages & Protection’s history from the FCA register and Companies House, newest first.

2023

25 April 2023

  • Became an appointed representative

FCA register

17 March 2023

  • Incorporated at Companies House
  • Zhivko Ivanov Zheliazkov took control (75–100% of shares)
  • Zhivko Ivanov Zheliazkov appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like AliveKo Mortgages & Protection

Other firms of the same type (insurance broker), nearest first.

In Bishop's Stortford

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on AliveKo Mortgages & Protection

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 5 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 4 events in its history

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Frequently asked questions about this firm

Is AliveKo Mortgages & Protection Ltd FCA authorised?
AliveKo Mortgages & Protection Ltd (FRN 995389) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for AliveKo Mortgages & Protection?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. AliveKo Mortgages & Protection Ltd (FRN 995389) is an AR of Dragon Brokers Limited (FRN 599430). When you use AliveKo Mortgages & Protection's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from AliveKo Mortgages & Protection, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is AliveKo Mortgages & Protection’s phone number?
The FCA register lists the phone number 07738 740366 for AliveKo Mortgages & Protection. If you were given different contact details, use these to check with the firm before going any further.
Is AliveKo Mortgages & Protection a scam or clone?
AliveKo Mortgages & Protection is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with AliveKo Mortgages & Protection?
Protection works through Dragon Brokers Limited, the principal firm responsible for AliveKo Mortgages & Protection's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns AliveKo Mortgages & Protection?
Companies House lists one person with significant control of AliveKo Mortgages & Protection: Mr Zhivko Ivanov Zheliazkov (75–100% of shares).
Who runs AliveKo Mortgages & Protection?
Companies House lists one director of AliveKo Mortgages & Protection: Zhivko Ivanov Zheliazkov.
How long has AliveKo Mortgages & Protection been in business?
The company was formed on 17 March 2023.
What do AliveKo Mortgages & Protection’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of −£9,794 (down £4,610 from −£5,184) and cash at bank of £606 (up £390 from £216).

Sources and links

The full report on AliveKo Mortgages & Protection Ltd

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