Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 2 years
- Protected through the principal
- No FCA actions
- Active company since 2023
- Accounts filed up to 31 December 2025
- 1 thing worth a closer look in the background checks
Responsible principal firm
Shanghai Asian Insurance Brokers (UK) Limited Reference number: 743840 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Altum Risk Limited (FRN 1007822) is an AR of Shanghai Asian Insurance Brokers (UK) Limited (FRN 743840). When you use Altum Risk's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Altum Risk, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Orega Management Ltd, 70 Gracechurch Street, London, City Of London, EC3V 0HR, United Kingdom
In the full report: 3 background checks, 1 thing worth a closer look
- When saibuk.co.uk first appeared online, and whether it can receive email
- What kind of line 020 3968 7710 is, and the other firm that gives it
- Whether EC3V 0HR is a shared office: 25 other firms give it
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Shanghai Asian Insurance Brokers (UK) Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 15309075 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 27 November 2023 (2 years old)
- Registered office
- 70 Gracechurch Street, London, EC3V 0HR, England
- Nature of business
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- Other business support service activities not elsewhere classified (SIC 82990)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Rongqing Bao | Director | Oct 1969 | 27 Nov 2023 | None |
| Huiqiong Pu | Director | Jul 1970 | 27 Nov 2023 | None |
In the full report: every company its directors have run
- Confirmation that these 2 directors run no other company
Filed accounts and finances
Net assets
£4,532
Up £4,531 from £1
Employees (average)
2
No earlier figure to compare
Owed within a year
£2,890
No earlier figure to compare
Net assets
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 15309075. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Altum Risk’s history from the FCA register and Companies House, newest first.
2024
11 April 2024
- Became an appointed representative
FCA register
2023
27 November 2023
- Incorporated at Companies House
- Shanghai Asian Insurance Brokers (UK) Limited took control (75–100% of shares)
- Huiqiong Pu appointed as a director
- Rongqing Bao appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms connected to Altum Risk
Other FCA-listed firms that share a director, phone number or address with Altum Risk. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share its phone number
- 1
- share its postcode
- 1
In the full report: the connected firm, named
- How it is linked: the same phone number (1), the same postcode (1)
- Who links it to this firm: the named directors, with dates
Firms like Altum Risk
Other firms of the same type (insurance broker), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Altum Risk
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details, 1 flagged
- All 5 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
Is Altum Risk Limited FCA authorised?
What does appointed representative mean for Altum Risk?
What is Altum Risk’s phone number and website?
Is Altum Risk a scam or clone?
Is my money safe with Altum Risk?
Who owns Altum Risk?
Who runs Altum Risk?
How long has Altum Risk been in business?
What do Altum Risk’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk