American Express Payment Services Limited

Reference number: 484347

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When americanexpress.co.uk first appeared online, and whether it can receive email
  • What kind of line 01273 211158 is, and the other firm that gives it
  • Who else gives the postcode SW1W 9AX
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • American Express Trading name

FCA permissions and consumer protection

  • Handle payments & transfers Funds safeguarded
    Your money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • 5. Issuing and/or acquiring of payment instruments.
  • 7. Payment initiation services
  • 8. Account information services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
06301718
Company status
Active
Company type
Private limited company
Incorporated
4 July 2007 (19 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Daniel James Edelman (Dr) Director Apr 1978 6 May 2020 2 other companies
Veronique Annie Raynaud Director Dec 1971 2 Jun 2020 2 other companies
Keith Michael Mcdonald Director Jul 1971 8 Jul 2020 1 other company
Lucie Moseley Director Sep 1975 30 Jul 2020 None
Sara Shomstein Director Dec 1981 14 Mar 2022 None
Holly Samantha Coventry Director Jan 1983 28 Apr 2023 None
Shachi Maheshwari Director Jul 1977 15 Mar 2024 None
Colin Derek Allen Director Nov 1972 5 Sep 2025 1 other company
Julia Anne Huson Director Dec 1977 1 Oct 2025 6 other companies
Gurinderjit Kaur Gill Secretary Not published 21 Aug 2021 –

Other companies run by these 9 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
10
closed down
2
is FCA-registered
1

In the full report: all 10 companies, named

  • What each company does, and whether it is still trading
  • Which of these 9 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register, including one no longer authorised
  • The 2 companies these 9 directors run together
  • All 36 people who have ever been directors, with their dates
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Key dates in its history

American Express Payment Services’s history from the FCA register and Companies House, newest first.

Key events (7) All events (74)

2018

17 May 2018

  • Became an authorised payment institution

FCA register

2016

30 June 2016

  • American Express Company took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2009

30 October 2009

  • No longer supervised by HMRC

FCA register

24 June 2009

  • Supervised by HMRC under the money laundering rules from this date

FCA register

2008

6 August 2008

  • Regulated by the Financial Services Authority from this date

FCA register

2007

4 July 2007

  • Incorporated at Companies House

Companies House

In the full report: all 74 events

  • All 74 events in its history (7 shown here)
  • Every director appointment and resignation: 65
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Firms connected to American Express Payment Services

Other FCA-listed firms that share a director, phone number or address with American Express Payment Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1
share its phone number
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1), the same phone number (1), the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like American Express Payment Services

Other firms of the same type (payment or money transfer firm), nearest first.

In London

Uber Payments UK LimitedLondonAuthorisedWise Payments LimitedLondonAuthorisedForisgfs UK LimitedLondonAuthorisedWepay Payments Ltd.LondonAuthorisedAirbnb Payments UK LimitedLondonAuthorisedMollie UK Ltd.LondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on American Express Payment Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 10 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 74 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is American Express Payment Services Limited FCA authorised?
Yes, American Express Payment Services Limited (FRN 484347) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2018 and works as a payment or money transfer firm. The FCA has placed no limits on its permissions.
What is American Express Payment Services’ phone number and website?
The FCA register lists the phone number 01273 211158 and the website americanexpress.co.uk for American Express Payment Services. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is American Express Payment Services a scam or clone?
American Express Payment Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with American Express Payment Services?
It depends on the product, but payment and e-money balances should be safeguarded in a separate account, with no upper limit on the protected amount. You can also refer complaints about American Express Payment Services to the Financial Ombudsman Service, free of charge.
Who owns American Express Payment Services?
American Express Payment Services is owned by American Express Company, which holds 75–100% of shares and 75–100% of votes, since 30 June 2016.
Who runs American Express Payment Services?
Companies House lists 9 directors of American Express Payment Services: Daniel James Edelman (Dr), Veronique Annie Raynaud, Keith Michael McDonald, Lucie Moseley, Sara Shomstein, Holly Samantha Coventry and 3 more.
How long has American Express Payment Services been in business?
The company was formed on 4 July 2007, and has held its current FCA authorisation since May 2018.
Does American Express Payment Services use any other names?
It trades as American Express.

Sources and links

The full report on American Express Payment Services Limited

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