Appointed representative
Andrew McCrossan does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.
Responsible principal firm
New Leaf Distribution Limited Reference number: 460421 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Andrew McCrossan (FRN 480163) is an AR of New Leaf Distribution Limited (FRN 460421). When you use Andrew McCrossan's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Andrew McCrossan, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
Also given by a firm that is no longer authorised. Check you are dealing with the firm on this page.
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Address
Equity Life UK, Suite M7, The Old Library, St Faiths Street, Maidstone, Kent, ME14 1LH, United Kingdom
In the full report: 2 background checks
- What kind of line 01702 431130 is, and the 152 other firms that give it
- Who else gives the postcode ME14 1LH
Other names (4)
If you were contacted under any of these names, it is this firm.
- Equity Life UK Trading name: A name it trades under now.
- Equity Life UK Limited Former name: A name it was registered under before.
- Equity Advice Former trading name: A name it used to trade under.
- Mortgage Life UK Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through New Leaf Distribution Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Key dates in its history
Andrew McCrossan’s history from the FCA register and Companies House, newest first.
2013
18 July 2013
- Changed its registered name from "Equity Life UK Limited"
FCA register
2008
11 March 2008
- Became an appointed representative
FCA register
In the full report: all 7 events
- All 7 events in its history (2 shown here)
Firms connected to Andrew McCrossan
Other FCA-listed firms that share a director, phone number or address with Andrew McCrossan. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 12
- share its phone number
- 12
In the full report: all 12 connected firms, named
- How each is linked: the same phone number (12)
- Who links each one: the named directors, with dates
Firms like Andrew McCrossan
Other firms of the same type (pension transfer adviser), nearest first.
In Maidstone
In the Medway (ME) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Andrew McCrossan
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 2 background checks on its contact details
- All 7 events in its history
- 12 connected firms, named, and who links them
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Frequently asked questions about this firm
Is Andrew McCrossan FCA authorised?
What does appointed representative mean for Andrew McCrossan?
What is Andrew McCrossan’s phone number?
Is Andrew McCrossan a scam or clone?
Is my money safe with Andrew McCrossan?
Does Andrew McCrossan use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk