FS247 Limited

Reference number: 481803

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Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When ff-p.co.uk first appeared online, and whether it can receive email
  • What kind of line 0345 210 0100 is
  • Who else gives the postcode ME4 4TZ
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Fingerprint Financial Planning Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages · Arrange equity release FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (16 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on a home reversion plan
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) a home reversion plan
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to a home reversion plan
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments
  • Providing Credit Information Services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
2 January 2007 (19 years old)
Registered office
Admirals Offices Main Gate Road, The Historic Dockyard, Chatham, ME4 4TZ, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Paul William Spencer-Nixon Director Mar 1981 3 Jan 2017 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 July 2025Small company accountsNot audited

Net assets

£290k

+94% from £149k

Cash at bank

£227k

+54% from £147k

Employees (average)

13

Same as 13

Owed within a year

£201k

+7.2% from £187k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06039623. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

FS247’s history from the FCA register and Companies House, newest first.

2025

28 February 2025

  • Begler Beslic stopped being a part-owner

Companies House

2016

30 April 2016

  • Paul Spencer-Nixon took control (75–100% of shares)

Companies House

6 April 2016

  • Begler Beslic became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2008

29 May 2008

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

2007

2 January 2007

  • Incorporated at Companies House

Companies House

In the full report: all 13 events

  • All 13 events in its history (7 shown here)
  • Every director appointment and resignation: 3
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Firms connected to FS247

Other FCA-listed firms that share a director, phone number or address with FS247. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
5
share its postcode
5

In the full report: all 5 connected firms, named

  • How each is linked: the same postcode (5)
  • Who links each one: the named directors, with dates
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Firms like FS247

Other firms of the same type (pension transfer adviser), nearest first.

In Chatham

In the Medway (ME) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on FS247

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 6 years of accounts, charted
  • All 13 events in its history
  • 5 connected firms, named, and who links them

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Frequently asked questions about this firm

Is FS247 Limited FCA authorised?
Yes, FS247 Limited (FRN 481803) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2008 and works as a pension transfer adviser. The FCA has placed no limits on its permissions.
What is FS247’s phone number and website?
The FCA register lists the phone number 0345 210 0100 and the website ff-p.co.uk for FS247. If you were given different contact details, use these to check with the firm before going any further.
Is FS247 a scam or clone?
FS247 is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with FS247?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about FS247 to the Financial Ombudsman Service, free of charge.
Who owns FS247?
Companies House lists one person with significant control of FS247: Mr Paul Spencer-Nixon (75–100% of shares). Before that, it was controlled by Mr Begler Beslic.
Who runs FS247?
Companies House lists one director of FS247: Paul William Spencer-Nixon.
How long has FS247 been in business?
The company was formed on 2 January 2007, and has held its current FCA authorisation since May 2008.
What do FS247’s latest accounts show?
Its latest accounts, to 31 July 2025, show net assets of £290k (+94% from £149k) and cash at bank of £227k (+54% from £147k).
Does FS247 use any other names?
It trades as Fingerprint Financial Planning.

Sources and links

The full report on FS247 Limited

£19.99 · Instant PDF download

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