Andrew Roughley Independent Funeral Directors Ltd

Reference number: 980456

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Golden Charter Limited Reference number: 965279 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • ANDREW ROUGHLEY INDEPENDENT FUNERAL DIRECTORS LTD (FRN 980456) is an AR of Golden Charter Limited (FRN 965279). When you use ANDREW ROUGHLEY INDEPENDENT FUNERAL DIRECTORS's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from ANDREW ROUGHLEY INDEPENDENT FUNERAL DIRECTORS, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0151 433 8820

  • Address

    Seymour Chambers, 92 London Road, Liverpool, Merseyside, L3 5NW, United Kingdom

In the full report: 2 background checks

  • What kind of line 0151 433 8820 is
  • Who else gives the postcode L3 5NW
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Golden Charter Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
12426315
Company status
Active
Company type
Private limited company
Incorporated
27 January 2020 (6 years old)
Registered office
Seymour Chambers, London Road, Liverpool, Merseyside, L3 5NW
Nature of business
  • Funeral and related activities (SIC 96030)

Directors and company secretaries

Name Role Born Appointed Other companies
Alexandra Elizabeth Roughley Director Apr 1967 27 Jan 2020 None
Andrew Paul Roughley Director Feb 1967 27 Jan 2020 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Filed accounts and finances

Year to 31 January 2025Abridged accountsNot audited

Net assets

£177k

+42% from £125k

Cash at bank

£89.2k

+81% from £49.3k

Employees (average)

5

Same as 5

Owed within a year

£33.7k

+1.3% from £33.3k

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2021 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12426315. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

This firm’s history from the FCA register and Companies House, newest first.

2022

5 August 2022

  • Became an appointed representative

FCA register

2020

27 January 2020

  • Incorporated at Companies House
  • Alexandra Elizabeth Roughley appointed as a director
  • Andrew Paul Roughley appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Similar firms

Other firms of the same type (funeral director), nearest first.

In Liverpool

Barringtons Funeral Services Ltd.LiverpoolAppointed representativeCosgrove's Ifc LimitedLiverpoolAppointed representativeDavid Clegg Independent Funeral Services LimitedLiverpoolAppointed representativeDean Brothers (Formby) LimitedLiverpoolAppointed representativeJenkins LimitedLiverpoolAppointed representativeRichard and Shannon Jenkins Funeral Directors LtdLiverpoolAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on this firm

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 5 years of accounts, charted
  • All 4 events in its history

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Frequently asked questions about this firm

Is Andrew Roughley Independent Funeral Directors Ltd FCA authorised?
Andrew Roughley Independent Funeral Directors Ltd (FRN 980456) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Andrew Roughley Independent Funeral Directors?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Andrew Roughley Independent Funeral Directors Ltd (FRN 980456) is an AR of Golden Charter Limited (FRN 965279). When you use Andrew Roughley Independent Funeral Directors's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Andrew Roughley Independent Funeral Directors, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Andrew Roughley Independent Funeral Directors’ phone number?
The FCA register lists the phone number 0151 433 8820 for Andrew Roughley Independent Funeral Directors. If you were given different contact details, use these to check with the firm before going any further.
Is Andrew Roughley Independent Funeral Directors a scam or clone?
Andrew Roughley Independent Funeral Directors is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Andrew Roughley Independent Funeral Directors?
Protection works through Golden Charter Limited, the principal firm responsible for Andrew Roughley Independent Funeral Directors's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who runs Andrew Roughley Independent Funeral Directors?
Companies House lists 2 directors of Andrew Roughley Independent Funeral Directors: Alexandra Elizabeth Roughley and Andrew Paul Roughley.
How long has Andrew Roughley Independent Funeral Directors been in business?
The company was formed on 27 January 2020.
What do Andrew Roughley Independent Funeral Directors’ latest accounts show?
Its latest accounts, to 31 January 2025, show net assets of £177k (+42% from £125k) and cash at bank of £89.2k (+81% from £49.3k).

Sources and links

The full report on Andrew Roughley Independent Funeral Directors Ltd

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