Andrew Watson

Reference number: 988247

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Appointed representative

Andrew Watson does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

Openwork Limited Reference number: 408285 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Andrew Watson (FRN 988247) is an AR of Openwork Limited (FRN 408285). When you use Andrew Watson's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Andrew Watson, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07973 151302

  • Address

    The Summer House, Silver How, Naphill Common, Naphill, Buckinghamshire, HP14 4RF, United Kingdom

In the full report: 2 background checks

  • What kind of line 07973 151302 is
  • Who else gives the postcode HP14 4RF
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Watson Property Finance Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Openwork Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Andrew Watson’s history from the FCA register and Companies House, newest first.

2023

16 February 2023

  • Began trading as "Watson Property Finance"

FCA register

2022

5 December 2022

  • Became an appointed representative

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Andrew Watson

Other firms of the same type (financial adviser), nearest first.

In the Hemel Hempstead (HP) postcode area

Afm Management LimitedBeaconsfieldAppointed representativeAG JM CoomerChalfont St. GilesAppointed representativeAlexis TanoBeaconsfieldAppointed representativeApplewood Financial Solutions LtdHigh WycombeAppointed representativeArtha Wealth Management LtdAylesburyAppointed representativeAurelian Financial Planning LtdBerkhamstedAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Andrew Watson

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 2 events in its history

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Frequently asked questions about this firm

Is Andrew Watson FCA authorised?
Andrew Watson (FRN 988247) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Andrew Watson?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Andrew Watson (FRN 988247) is an AR of Openwork Limited (FRN 408285). When you use Andrew Watson's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Andrew Watson, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Andrew Watson’s phone number?
The FCA register lists the phone number 07973 151302 for Andrew Watson. If you were given different contact details, use these to check with the firm before going any further.
Is Andrew Watson a scam or clone?
Andrew Watson is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Andrew Watson?
Protection works through Openwork Limited, the principal firm responsible for Andrew Watson's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Andrew Watson use any other names?
It trades as Watson Property Finance.

Sources and links

The full report on Andrew Watson

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