Andrew Wattsford

Reference number: 794560

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Appointed representative

Andrew Wattsford does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

White Rose Finance Group Limited Reference number: 630772 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Andrew Wattsford (FRN 794560) is an AR of White Rose Finance Group Limited (FRN 630772). When you use Andrew Wattsford's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Andrew Wattsford, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When wattsfordfinance.co.uk first appeared online, and whether it can receive email
  • What kind of line 01609 531740 is
  • Who else gives the postcode DL6 2NQ
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Finance for Agriculture Trading name
  • Wattsford Commercial Finance Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through White Rose Finance Group Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Andrew Wattsford’s history from the FCA register and Companies House, newest first.

2021

17 February 2021

  • Began trading as "Finance for Agriculture"

FCA register

2017

21 November 2017

  • Became an appointed representative
  • Began trading as "Wattsford Commercial Finance"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Andrew Wattsford

Other FCA-listed firms that share a director, phone number or address with Andrew Wattsford. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Andrew Wattsford

Other firms of the same type (mortgage adviser or broker), nearest first.

In Northallerton

Oakvale Financial LtdNorthallertonAppointed representativeNorthallerton Insurance Services LtdNorthallertonAuthorised

In the Darlington (DL) postcode area

16 Finance LimitedDarlingtonAppointed representativeActuate Mortgages LtdBishop AucklandAppointed representativeBliss Financial Solutions LtdDarlingtonAppointed representativeClaire Hogg Mortgages & Protection LimitedRichmondAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Andrew Wattsford

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 3 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Andrew Wattsford FCA authorised?
Andrew Wattsford (FRN 794560) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Andrew Wattsford?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Andrew Wattsford (FRN 794560) is an AR of White Rose Finance Group Limited (FRN 630772). When you use Andrew Wattsford's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Andrew Wattsford, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Andrew Wattsford’s phone number and website?
The FCA register lists the phone number 01609 531740 and the website wattsfordfinance.co.uk for Andrew Wattsford. If you were given different contact details, use these to check with the firm before going any further.
Is Andrew Wattsford a scam or clone?
Andrew Wattsford is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Andrew Wattsford?
Protection works through White Rose Finance Group Limited, the principal firm responsible for Andrew Wattsford's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Andrew Wattsford use any other names?
It trades as Finance for Agriculture and Wattsford Commercial Finance.

Sources and links

The full report on Andrew Wattsford

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