Actuate Mortgages Ltd

Reference number: 1030755

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • ACTUATE MORTGAGES LTD (FRN 1030755) is an AR of OSL Financial Services Ltd (FRN 948512). When you use ACTUATE MORTGAGES's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from ACTUATE MORTGAGES, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When solferinifs.co.uk first appeared online, and whether it can receive email
  • What kind of line 07782 980824 is
  • Who else gives the postcode DL14 6WA
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Solferini Financial Services Trading name: A name it trades under now.
  • Solferini FS Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through OSL Financial Services Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
13 March 2025 (1 year old)
Registered office
Allen Sykes Ltd, 5 Henson Close, Bishop Auckland, Durham, DL14 6WA, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Ryley Marco Jamie Solferini Director Feb 2000 13 Mar 2025 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 March 2026Micro-entity accountsNot audited

Total equity

£100

No earlier figure to compare

Employees (average)

1

No earlier figure to compare

Owed within a year

£26.2k

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 16314752. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Actuate Mortgages’s history from the FCA register and Companies House, newest first.

2025

2 April 2025

  • Became an appointed representative

FCA register

13 March 2025

  • Incorporated at Companies House
  • Ryley Marco Jamie Solferini took control (75–100% of shares)

Companies House

In the full report: all 6 events

  • All 6 events in its history (3 shown here)
  • Every director appointment and resignation: 1
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Firms connected to Actuate Mortgages

Other FCA-listed firms that share a director, phone number or address with Actuate Mortgages. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Actuate Mortgages

Other firms of the same type (mortgage adviser or broker), nearest first.

In the Darlington (DL) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Actuate Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 6 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Actuate Mortgages Ltd FCA authorised?
Actuate Mortgages Ltd (FRN 1030755) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Actuate Mortgages?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Actuate Mortgages Ltd (FRN 1030755) is an AR of OSL Financial Services Ltd (FRN 948512). When you use Actuate Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Actuate Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Actuate Mortgages’ phone number and website?
The FCA register lists the phone number 07782 980824 and the website solferinifs.co.uk for Actuate Mortgages. If you were given different contact details, use these to check with the firm before going any further.
Is Actuate Mortgages a scam or clone?
Actuate Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Actuate Mortgages?
Protection works through OSL Financial Services Ltd, the principal firm responsible for Actuate Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Actuate Mortgages?
Companies House lists one person with significant control of Actuate Mortgages: Mr Ryley Marco Jamie Solferini (75–100% of shares).
Who runs Actuate Mortgages?
Companies House lists one director of Actuate Mortgages: Ryley Marco Jamie Solferini.
How long has Actuate Mortgages been in business?
The company was formed on 13 March 2025.
What do Actuate Mortgages’ latest accounts show?
Its latest accounts, to 31 March 2026, show total equity of £100 (no earlier figure to compare).
Does Actuate Mortgages use any other names?
It trades as Solferini Financial Services and Solferini FS.

Sources and links

The full report on Actuate Mortgages Ltd

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