Andrew Whittaker

Reference number: 824059

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Introducer appointed representative

Andrew Whittaker can only introduce you to their principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Social Money Limited Reference number: 675283 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Andrew Whittaker (FRN 824059) introduces customers to Social Money Limited (FRN 675283). Any regulated advice or arranging is done by the principal, not Andrew Whittaker.
  • Example: if Andrew Whittaker refers you to a financial adviser, the advice should come from the principal firm, not from Andrew Whittaker itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When andywhittaker-photography.com first appeared online, and whether it can receive email
  • What kind of line 07515 759986 is
  • Who else gives the postcode M33 7EB
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Andy Whittaker Photography Trading name
  • Andy Whittaker Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Social Money Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Andrew Whittaker’s history from the FCA register and Companies House, newest first.

2025

3 June 2025

  • Changed its registered name from "Andy Whittaker"

FCA register

2021

30 July 2021

  • Began trading as "Andy Whittaker Photography"

FCA register

2018

24 October 2018

  • Became an introducer appointed representative

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Andrew Whittaker

Other firms of the same type (credit broker), nearest first.

In Sale

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Andrew Whittaker

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 3 events in its history

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Frequently asked questions about this firm

Is Andrew Whittaker FCA authorised?
Andrew Whittaker (FRN 824059) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Andrew Whittaker?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Andrew Whittaker (FRN 824059) introduces customers to Social Money Limited (FRN 675283). Any regulated advice or arranging is done by the principal, not Andrew Whittaker. Example: if Andrew Whittaker refers you to a financial adviser, the advice should come from the principal firm, not from Andrew Whittaker itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Andrew Whittaker’s phone number and website?
The FCA register lists the phone number 07515 759986 and the website andywhittaker-photography.com/home for Andrew Whittaker. If you were given different contact details, use these to check with the firm before going any further.
Is Andrew Whittaker a scam or clone?
Andrew Whittaker is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Andrew Whittaker?
Protection works through Social Money Limited, the principal firm responsible for Andrew Whittaker's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Andrew Whittaker use any other names?
It trades as Andy Whittaker Photography. It has previously used the name Andy Whittaker.

Sources and links

The full report on Andrew Whittaker

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