Social Money Limited

Reference number: 675283

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When payl8r.com first appeared online, and whether it can receive email
  • What kind of line 0161 312 5656 is
  • Who else gives the postcode WA14 1JY
Instant PDF download
Other names (10)

If you were contacted under any of these names, it is this firm.

  • Dopple Trading name: A name it trades under now.
  • Payl8r Trading name: A name it trades under now.
  • Somo Trading name: A name it trades under now.
  • Upfront by Payl8r Trading name: A name it trades under now.
  • Bridging Crowd Former trading name: A name it used to trade under.
  • Loan Scanner Former trading name: A name it used to trade under.
  • Somo.co.uk Former trading name: A name it used to trade under.
  • SoMo Group Former trading name: A name it used to trade under.
  • The Bridging Crown Former trading name: A name it used to trade under.
  • Upfront Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (9 permissions)
  • Acting as a CBTL arranger
  • Acting as a CBTL lender
  • Credit Broking
  • Debt Adjusting
  • Debt Administration
  • Debt-collecting
  • Debt-counselling
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
2 May 2012 (14 years old)
Registered office
2nd Floor, St Johns House, Barrington Road, Altrincham, Greater Manchester, WA14 1JY, United Kingdom
Nature of business
  • Other credit granting not elsewhere classified (SIC 64929)

Directors and company secretaries

Name Role Born Appointed Other companies
Louis Phillipe Alexander Director Jul 1982 2 May 2013 25 other companies
Samantha Josephine Fogerty Director Mar 1988 10 Nov 2023 4 other companies
Timothy John Slinger Director Jul 1967 10 Nov 2023 9 other companies
Mark Jonathan Kerfoot Director Apr 1972 1 Apr 2025 2 other companies

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
27
closed down
7
are FCA-registered
2

In the full report: all 27 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
  • The 11 companies these 4 directors run together
  • All 5 people who have ever been directors, with their dates
Instant PDF download

Key dates in its history

Social Money’s history from the FCA register and Companies House, newest first.

2016

6 April 2016

  • Louis Phillipe Alexander took control (75–100% of shares)

Companies House

3 March 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2012

2 May 2012

  • Incorporated at Companies House

Companies House

In the full report: all 35 events

  • All 35 events in its history (4 shown here)
  • Every director appointment and resignation: 6
Instant PDF download

Firms connected to Social Money

Other FCA-listed firms that share a director, phone number or address with Social Money. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share a director
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: shared directors (2), the same postcode (2)
  • Who links each one: the named directors, with dates
Instant PDF download

Firms like Social Money

Other firms of the same type (mortgage lender), nearest first.

Elsewhere in the UK

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Social Money

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 27 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 35 events in its history
  • 2 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Social Money Limited FCA authorised?
Yes, Social Money Limited (FRN 675283) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2016 and works as a mortgage lender. The FCA has placed no limits on its permissions.
What is Social Money’s phone number and website?
The FCA register lists the phone number 0161 312 5656 and the website payl8r.com for Social Money. If you were given different contact details, use these to check with the firm before going any further.
Is Social Money a scam or clone?
Social Money is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Social Money?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Social Money to the Financial Ombudsman Service, free of charge.
Who owns Social Money?
Companies House lists one person with significant control of Social Money: Mr Louis Phillipe Alexander (75–100% of shares).
Who runs Social Money?
Companies House lists 4 directors of Social Money: Louis Phillipe Alexander, Samantha Josephine Fogerty, Timothy John Slinger and Mark Jonathan Kerfoot.
How long has Social Money been in business?
The company was formed on 2 May 2012, and has held its current FCA authorisation since March 2016.
Does Social Money use any other names?
It trades as Dopple, Payl8r, Somo and Upfront by Payl8r. It has previously used 6 other names, including Bridging Crowd, Loan Scanner and Somo.co.uk.

Sources and links

The full report on Social Money Limited

£19.99 · Instant PDF download

Loading secure checkout…