Accord Mortgages Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 21 years
Your funds are protected by FSCS
No FCA actions
Active company since 1987
30 Ombudsman complaints in January–June 2025

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

accordmortgages.com (opens in a new tab)
Phone number

01274 740740
Address

Yorkshire House, Yorkshire Drive, Bradford, West Yorkshire, BD5 8LJ, United Kingdom

In the full report: 3 background checks

When accordmortgages.com first appeared online, and whether it can receive email
What kind of line 01274 740740 is, and the other firm that gives it
Who else gives the postcode BD5 8LJ

FCA permissions and consumer protection

Hold or safeguard your money FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Sell or arrange insurance FSCS may apply
Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
Advise on or arrange mortgages FSCS may apply
Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (11 permissions)

Acting as a CBTL administrator
Acting as a CBTL arranger
Acting as a CBTL lender
Administering a regulated mortgage contract
Advising on regulated mortgage contracts
Arranging (bringing about) regulated mortgage contracts
Assisting in the administration and performance of a contract of insurance
Debt-counselling
Entering into a regulated mortgage contract as lender
Making arrangements with a view to regulated mortgage contracts
Making arrangements with a view to transactions in investments

Financial Ombudsman complaints

Ombudsman complaints

new complaints, January–June 2025: 30
upheld, against a 31% median: 12%
about mortgages: 29

A bigger firm gets more complaints simply because it has more customers. With this few, one case moves the upheld rate a lot.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 02139881 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 11 June 1987 (39 years old)
Registered office: Matches the FCA register address ✓
Nature of business: Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Jeremy Michael Duncombe	Director	Jul 1969	20 Jun 2018	3 other companies
Simon Martin	Director	May 1980	1 Apr 2022	None
Amy Elizabeth Cookson	Director	Apr 1990	1 Sep 2026	1 other company
Thomas William Simpson	Director	Jan 1984	9 Sep 2026	4 other companies
Deborah Colley	Secretary	Not published	13 Dec 2017	–

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 8
closed down: 1
are FCA-registered: 2

In the full report: all 8 companies, named

What each company does, and whether it is still trading
Which of these 4 directors sit on each board, and since when
Any that went into liquidation or administration
The 2 on the FCA register
All 41 people who have ever been directors, with their dates

Key dates in its history

Accord Mortgages’s history from the FCA register and Companies House, newest first.

Key events (5) All events (88)

2013

1 April 2013

Regulated by the FCA from this date

FCA register

2004

31 October 2004

Regulated by the Financial Services Authority from this date
Became authorised by the FCA

FCA register

1991

11 September 1991

Board replaced: both directors left and 6 new directors took over

Companies House

1987

11 June 1987

Incorporated at Companies House

Companies House

In the full report: all 88 events

All 88 events in its history (5 shown here)
Every director appointment and resignation: 80

Firms connected to Accord Mortgages

Other FCA-listed firms that share a director, phone number or address with Accord Mortgages. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 2
share a director: 1
share its phone number: 1

In the full report: all 2 connected firms, named

How each is linked: shared directors (1), the same phone number (1), the same postcode (1)
Who links each one: the named directors, with dates
1 past link through former directors

Firms like Accord Mortgages

Other firms of the same type (mortgage lender), nearest first.

In the Bradford (BD) postcode area

Topaz Finance LimitedSkiptonAuthorised

Elsewhere in the UK

LGT Bank AGVaduzAuthorised Rothschild & Co Wealth Management UK LimitedLondonAuthorised Social Money LimitedGreater ManchesterAuthorised Octopus Investments LimitedLondonAuthorised Phoenix Group Management Services LimitedBirminghamAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Accord Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

8 other companies its directors have run, named
3 background checks on its contact details
All 88 events in its history
2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Accord Mortgages Limited FCA authorised?

Yes, Accord Mortgages Limited (FRN 305936) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2004 and works as a mortgage lender. The FCA has placed no limits on its permissions.

What is Accord Mortgages’ phone number and website?

The FCA register lists the phone number 01274 740740 and the website accordmortgages.com for Accord Mortgages. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.

Is Accord Mortgages a scam or clone?

Accord Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Accord Mortgages?

It may control client money but not hold it. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Accord Mortgages to the Financial Ombudsman Service, free of charge.

Who runs Accord Mortgages?

Companies House lists 4 directors of Accord Mortgages: Jeremy Michael Duncombe, Simon Martin, Amy Elizabeth Cookson and Thomas William Simpson.

How long has Accord Mortgages been in business?

The company was formed on 11 June 1987, and has held its current FCA authorisation since October 2004.

How many complaints does Accord Mortgages get?

In January–June 2025, the Financial Ombudsman Service received 30 new complaints about Accord Mortgages, and upheld 12% of those it decided.