Andy Free Ltd

Reference number: 814448

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Golden Charter Limited Reference number: 965279 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • ANDY FREE LTD (FRN 814448) is an AR of Golden Charter Limited (FRN 965279). When you use ANDY FREE's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from ANDY FREE, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When andyfree.com first appeared online, and whether it can receive email
  • What kind of line 01953 452455 is
  • Who else gives the postcode NR17 2AB
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Andy Free Independent Family Funeral Director Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Golden Charter Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Andy Free’s history from the FCA register and Companies House, newest first.

2022

8 September 2022

  • Began trading as "Andy Free Independent Family Funeral Director"

FCA register

2018

20 July 2018

  • Became an appointed representative

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Andy Free

Other FCA-listed firms that share a director, phone number or address with Andy Free. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Andy Free

Other firms of the same type (funeral director), nearest first.

In the Norwich (NR) postcode area

Arthur Jary & Sons LimitedGreat YarmouthAppointed representativeBlyth & Sons LimitedSheringhamAppointed representativeBrundish & Son LtdGreat YarmouthAppointed representativeCritoph & Crowe LimitedLowestoftAppointed representativeCromer and District Independent Funeral Services LtdCromerAppointed representativeGordon Haynes Independent Funeral Services LimitedNorth WalshamAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Andy Free

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 2 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Andy Free Ltd FCA authorised?
Andy Free Ltd (FRN 814448) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Andy Free?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Andy Free Ltd (FRN 814448) is an AR of Golden Charter Limited (FRN 965279). When you use Andy Free's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Andy Free, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Andy Free’s phone number and website?
The FCA register lists the phone number 01953 452455 and the website andyfree.com for Andy Free. If you were given different contact details, use these to check with the firm before going any further.
Is Andy Free a scam or clone?
Andy Free is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Andy Free?
Protection works through Golden Charter Limited, the principal firm responsible for Andy Free's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Andy Free use any other names?
It trades as Andy Free Independent Family Funeral Director.

Sources and links

The full report on Andy Free Ltd

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