Apex Collaborative Trust

Reference number: 1018828

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

SME HCI Limited Reference number: 626422 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Apex Collaborative Trust (FRN 1018828) introduces customers to SME HCI Limited (FRN 626422). Any regulated advice or arranging is done by the principal, not Apex Collaborative Trust.
  • Example: if Apex Collaborative Trust refers you to a financial adviser, the advice should come from the principal firm, not from Apex Collaborative Trust itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When park-high.co.uk first appeared online, and whether it can receive email
  • What kind of line 01282 508624 is
  • Who else gives the postcode BB9 7TZ
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • The Pennine Trust Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through SME HCI Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
11121514
Company status
Active
Company type
Private company limited by guarantee
Incorporated
21 December 2017 (8 years old)
Registered office
Suite 5 Bridgewater House, Surrey Road, Nelson, BB9 7TZ, England
Nature of business
  • Primary education (SIC 85200)
  • General secondary education (SIC 85310)

Directors and company secretaries

Name Role Born Appointed Other companies
Marie Burnham Director Mar 1965 21 Dec 2017 None
Andrew Thomas Pettinger Director Aug 1969 21 Dec 2017 None
Emma Clare Gauntlett Director Feb 1975 21 Dec 2017 None
Claire Nicola Clayton Director Mar 1985 29 Mar 2023 1 other company
Shahbaz Hussain Shah Director Nov 1970 10 Mar 2025 None
Emma Louise Benn Director May 1977 10 Mar 2025 1 other company
Hilary Frances Wilson Director Jan 1958 1 Sep 2025 1 other company
Robert Andrew Bellfield Director Nov 1959 1 Jan 2026 3 other companies
Danielle Paula Moore Director Dec 1963 14 Oct 2026 3 other companies
Andrew William Lowe Director Nov 1969 14 Oct 2026 None
Helen Elizabeth Whitaker Secretary Not published 6 Dec 2024 –

Other companies run by these 10 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
9
closed down
2
is FCA-registered
1

In the full report: all 9 companies, named

  • What each company does, and whether it is still trading
  • Which of these 10 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • All 25 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 August 2025Full accountsAudited

Net assets

£32.5m

+92% from £16.9m

Cash at bank

£5.96m

+107% from £2.88m

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 11121514. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Apex Collaborative Trust’s history from the FCA register and Companies House, newest first.

Key events (9) All events (49)

2025

2 May 2025

  • Changed its registered name from "The Pennine Trust"

FCA register

2024

3 September 2024

  • Became an introducer appointed representative

FCA register

2023

22 February 2023

  • Marie Burnham no longer holds 25–50% of the votes
  • Peter Catterall no longer holds 25–50% of the votes
  • Thomas Matthew Root no longer holds 25–50% of the votes

Companies House

2021

25 May 2021

  • Marie Burnham gained 25–50% of the votes
  • Peter Catterall gained 25–50% of the votes
  • Thomas Matthew Root gained 25–50% of the votes

Companies House

2017

21 December 2017

  • Incorporated at Companies House

Companies House

In the full report: all 49 events

  • All 49 events in its history (9 shown here)
  • Every director appointment and resignation: 40
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Firms connected to Apex Collaborative Trust

Other FCA-listed firms that share a director, phone number or address with Apex Collaborative Trust. A link shows who the firm is tied to, not whether either can be trusted.

past link
1

In the full report: all 0 connected firms, named

  • 1 past link through former directors
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Get the full report on Apex Collaborative Trust

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 9 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 49 events in its history

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Frequently asked questions about this firm

Is Apex Collaborative Trust FCA authorised?
Apex Collaborative Trust (FRN 1018828) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Apex Collaborative Trust?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Apex Collaborative Trust (FRN 1018828) introduces customers to SME HCI Limited (FRN 626422). Any regulated advice or arranging is done by the principal, not Apex Collaborative Trust. Example: if Apex Collaborative Trust refers you to a financial adviser, the advice should come from the principal firm, not from Apex Collaborative Trust itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Apex Collaborative Trust’s phone number and website?
The FCA register lists the phone number 01282 508624 and the website park-high.co.uk/our-school/apex-collaborative-trust for Apex Collaborative Trust. If you were given different contact details, use these to check with the firm before going any further.
Is Apex Collaborative Trust a scam or clone?
Apex Collaborative Trust is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Apex Collaborative Trust?
Protection works through SME HCI Limited, the principal firm responsible for Apex Collaborative Trust's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Apex Collaborative Trust?
Companies House lists no one with significant control of Apex Collaborative Trust now. Before that, it was controlled by Mr Peter Catterall, Mr Thomas Matthew Root and Mrs Marie Burnham.
Who runs Apex Collaborative Trust?
Companies House lists 10 directors of Apex Collaborative Trust: Marie Burnham, Andrew Thomas Pettinger, Emma Clare Gauntlett, Claire Nicola Clayton, Shahbaz Hussain Shah, Emma Louise Benn and 4 more.
How long has Apex Collaborative Trust been in business?
The company was formed on 21 December 2017.
What do Apex Collaborative Trust’s latest accounts show?
Its latest accounts, to 31 August 2025, show net assets of £32.5m (+92% from £16.9m) and cash at bank of £5.96m (+107% from £2.88m).
Does Apex Collaborative Trust use any other names?
It has previously used the name The Pennine Trust.

Sources and links

The full report on Apex Collaborative Trust

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