SME HCI Limited

Reference number: 626422

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When vivupbenefits.co.uk first appeared online, and whether it can receive email
  • What kind of line 07951 793629 is, and the 2 other firms that give it
  • Who else gives the postcode EC4Y 8EN
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Other names (4)

If you were contacted under any of these names, it is this firm.

  • Perkbox Trading name
  • SME HCI Ltd Former name
  • Perkbox Vivup Former trading name
  • Vivup Former trading name

FCA permissions and consumer protection

  • Hire out goods to consumers No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
  • Entering into Regulated Consumer Hire Agreements as owner
  • Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
05558651
Company status
Active
Company type
Private limited company
Incorporated
9 September 2005 (21 years old)
Registered office
3 Dorset Rise, London, EC4Y 8EN, England
Nature of business
  • Other retail sale not in stores, stalls or markets (SIC 47990)

Directors and company secretaries

Name Role Born Appointed Other companies
Mats Heimes Director Jan 1992 30 Jun 2024 13 other companies
Doug Butler Director Aug 1964 30 Jun 2024 9 other companies
Andrew Cavalier Loucks Director Jun 1982 30 Jun 2024 16 other companies
Rebecca Patricia Hooley Director Nov 1981 25 Nov 2024 5 other companies

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
16
still active
16
are FCA-registered
7

In the full report: all 16 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 7 on the FCA register, including one no longer authorised
  • The 16 companies these 4 directors run together
  • All 17 people who have ever been directors, with their dates
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Key dates in its history

Sme Hci’s history from the FCA register and Companies House, newest first.

Key events (11) All events (45)

2025

5 September 2025

  • Beneficium Bidco Limited took control (75–100% of shares)
  • Merces Bidco Limited gave up control

Companies House

2024

22 March 2024

  • Changed its registered name from "SME HCI Ltd"

FCA register

2022

7 December 2022

  • Jane Yvonne Davis gave up control
  • Merces Bidco Limited took control (75–100% of shares)

Companies House

2019

31 May 2019

  • Jane Yvonne Davis took control (75–100% of shares)
  • Michael James Davis stopped being a part-owner

Companies House

2016

6 April 2016

  • Michael James Davis became a part-owner (25–50% of shares)

Companies House

2014

1 August 2014

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2005

9 September 2005

  • Incorporated at Companies House

Companies House

In the full report: all 45 events

  • All 45 events in its history (11 shown here)
  • Every director appointment and resignation: 28
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Firms connected to Sme Hci

Other FCA-listed firms that share a director, phone number or address with Sme Hci. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
7
no longer authorised
1
share a director
7

In the full report: all 7 connected firms, named

  • How each is linked: shared directors (7), the same phone number (2), the same postcode (3)
  • Who links each one: the named directors, with dates
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Firms like Sme Hci

Other firms of the same type (retailer), nearest first.

In London

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Sme Hci

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 16 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • All 45 events in its history
  • 7 connected firms, named, and who links them

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Frequently asked questions about this firm

Is SME HCI Limited FCA authorised?
Yes, SME HCI Limited (FRN 626422) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since August 2014 and works as a retailer. The FCA has placed no limits on its permissions.
What is Sme Hci’s phone number and website?
The FCA register lists the phone number 07951 793629 and the website vivupbenefits.co.uk for Sme Hci. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 2 other FCA firms.
Is Sme Hci a scam or clone?
Sme Hci is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Sme Hci?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Sme Hci handles your money, so check the specific product before you commit. You can also refer complaints about Sme Hci to the Financial Ombudsman Service, free of charge.
Who owns Sme Hci?
Sme Hci is owned by Beneficium Bidco Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 5 September 2025. Before that, it was controlled by Ms Jane Yvonne Davis, Merces Bidco Limited and Mr Michael James Davis.
Who runs Sme Hci?
Companies House lists 4 directors of Sme Hci: Mats Heimes, Doug Butler, Andrew Cavalier Loucks and Rebecca Patricia Hooley.
How long has Sme Hci been in business?
The company was formed on 9 September 2005, and has held its current FCA authorisation since August 2014.
Does Sme Hci use any other names?
It trades as Perkbox. It has previously used 3 other names: SME HCI Ltd, Perkbox Vivup and Vivup.

Sources and links

The full report on SME HCI Limited

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