Apex Independent Financial Planning Ltd

Reference number: 716515

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Vision Independent Financial Planning Ltd Reference number: 487395 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Apex Independent Financial Planning Ltd (FRN 716515) is an AR of Vision Independent Financial Planning Ltd (FRN 487395). When you use Apex Independent Financial Planning's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Apex Independent Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07711 686359

  • Address

    Elm Lodge, 14 Elbow Lane, Formby, Liverpool, L37 4AF, United Kingdom

In the full report: 2 background checks

  • What kind of line 07711 686359 is
  • Who else gives the postcode L37 4AF
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Apex Financial Services Ltd Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Vision Independent Financial Planning Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
09747110
Company status
Active
Company type
Private limited company
Incorporated
25 August 2015 (11 years old)
Registered office
Elm Lodge 14 Elbow Lane, Formby, Liverpool, L37 4AF, England
Nature of business
  • Fund management activities (SIC 66300)

Directors and company secretaries

Name Role Born Appointed Other companies
Paul Jason Neave Director Aug 1974 25 Aug 2015 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 August 2025Micro-entity accountsNot audited

Net assets

£14.2k

+3.8% from £13.7k

Employees (average)

3

Same as 3

Owed within a year

£92.2k

−6.3% from £98.4k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09747110. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Apex Independent Financial Planning’s history from the FCA register and Companies House, newest first.

2016

1 August 2016

  • Paul Jason Neave took control (75–100% of shares)

Companies House

8 June 2016

  • Changed its registered name from "Apex Financial Services Ltd"

FCA register

2015

11 September 2015

  • Became an appointed representative

FCA register

25 August 2015

  • Incorporated at Companies House
  • Paul Jason Neave appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Apex Independent Financial Planning

Other firms of the same type (financial adviser), nearest first.

In the Liverpool (L) postcode area

A C Jordan Wealth Management LtdPrescotAppointed representativeAdvocate Financial Planning LtdLiverpoolAppointed representativeAidan BurkeLiverpoolAppointed representativeAlan C Murray Financial Information LtdOrmskirkAppointed representativeAndrew Heyes Wealth ManagementOrmskirkAppointed representativeAnthony LanganLiverpoolAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Apex Independent Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 5 events in its history

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Frequently asked questions about this firm

Is Apex Independent Financial Planning Ltd FCA authorised?
Apex Independent Financial Planning Ltd (FRN 716515) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Apex Independent Financial Planning?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Apex Independent Financial Planning Ltd (FRN 716515) is an AR of Vision Independent Financial Planning Ltd (FRN 487395). When you use Apex Independent Financial Planning's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Apex Independent Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Apex Independent Financial Planning’s phone number?
The FCA register lists the phone number 07711 686359 for Apex Independent Financial Planning. If you were given different contact details, use these to check with the firm before going any further.
Is Apex Independent Financial Planning a scam or clone?
Apex Independent Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Apex Independent Financial Planning?
Protection works through Vision Independent Financial Planning Ltd, the principal firm responsible for Apex Independent Financial Planning's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Apex Independent Financial Planning?
Companies House lists one person with significant control of Apex Independent Financial Planning: Mr Paul Jason Neave (75–100% of shares).
Who runs Apex Independent Financial Planning?
Companies House lists one director of Apex Independent Financial Planning: Paul Jason Neave.
How long has Apex Independent Financial Planning been in business?
The company was formed on 25 August 2015.
What do Apex Independent Financial Planning’s latest accounts show?
Its latest accounts, to 31 August 2025, show net assets of £14.2k (+3.8% from £13.7k).
Does Apex Independent Financial Planning use any other names?
It has previously used the name Apex Financial Services Ltd.

Sources and links

The full report on Apex Independent Financial Planning Ltd

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