Apex Mortgage Finance Ltd
Reference number: 1000715
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 3 years
- Protected through the principal
- No FCA actions
- Active company since 2022
- Accounts filed up to 31 October 2025
- 1 thing worth a closer look in the background checks
Responsible principal firm
Connect IFA Ltd Reference number: 441505 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Apex Mortgage Finance Ltd (FRN 1000715) is an AR of Connect IFA Ltd (FRN 441505). When you use Apex Mortgage Finance's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Apex Mortgage Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Capital Office, 124-128 City Road, London, Islington, EC1V 2NX, United Kingdom
In the full report: 3 background checks, 1 thing worth a closer look
- When ukpropertybox.com first appeared online, and whether it can receive email
- What kind of line 07585 657257 is
- Whether EC1V 2NX is a shared office: 213 other firms give it
Other names (1)
If you were contacted under any of these names, it is this firm.
- Apex Mortgage Finance Limited Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Connect IFA Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 14429418 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 19 October 2022 (4 years old)
- Registered office
- 128 City Road, London, EC1V 2NX, United Kingdom
- Nature of business
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- Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Yan Shing Kam | Director | Feb 1980 | 19 Oct 2022 | None |
| Kenneth James | Director | Jun 1984 | 31 Jan 2023 | 15 other companies |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 15
- closed down
- 3
- still active
- 12
In the full report: all 15 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- All 3 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£8,310
+43% from £5,802
Employees (average)
0
Same as 0
Owed within a year
£8,607
+39% from £6,191
Net assets
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 14429418. Figures are exactly as filed; nothing is estimated.
Key dates in its history
Apex Mortgage Finance’s history from the FCA register and Companies House, newest first.
2023
11 August 2023
- Changed its registered name from "Apex Mortgage Finance Limited"
FCA register
31 July 2023
- Became an appointed representative
FCA register
28 January 2023
- Irene O Lee stopped being a part-owner
Companies House
2022
19 October 2022
- Incorporated at Companies House
- Irene O Lee became a part-owner (25–50% of shares)
- Ka Wai Chan gained significant control
- Yan Shing Kam became a part-owner (25–50% of shares)
Companies House
In the full report: all 11 events
- All 11 events in its history (7 shown here)
- Every director appointment and resignation: 4
Firms like Apex Mortgage Finance
Other firms of the same type (insurance broker), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Apex Mortgage Finance
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 15 other companies its directors have run, named
- 3 background checks on its contact details, 1 flagged
- All 11 events in its history
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Frequently asked questions about this firm
Is Apex Mortgage Finance Ltd FCA authorised?
What does appointed representative mean for Apex Mortgage Finance?
What is Apex Mortgage Finance’s phone number and website?
Is Apex Mortgage Finance a scam or clone?
Is my money safe with Apex Mortgage Finance?
Who owns Apex Mortgage Finance?
Who runs Apex Mortgage Finance?
How long has Apex Mortgage Finance been in business?
What do Apex Mortgage Finance’s latest accounts show?
Does Apex Mortgage Finance use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk