Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 8 years
- Protected through the principal
- No FCA actions
- Active company since 2017
- Accounts filed up to 31 December 2024
Responsible principal firm
Sesame Limited Reference number: 150427 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Apex Mortgage & Protection UK Ltd (FRN 792712) is an AR of Sesame Limited (FRN 150427). When you use Apex Mortgage & Protection UK's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Apex Mortgage & Protection UK, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
Unity Business Centre, 26 Roundhay Road, Leeds, LS7 1AB, United Kingdom
In the full report: 2 background checks
- What kind of line 0333 220 0270 is, and the other firm that gives it
- Who else gives the postcode LS7 1AB
Other names (11)
If you were contacted under any of these names, it is this firm.
- Apex Mortgage & Protection UK Limited Former name: A name it was registered under before.
- NJ&JP Brokers Limited Former name: A name it was registered under before.
- Apex London Mortgage & Protection Former trading name: A name it used to trade under.
- Ask A Mortgage Advisor Former trading name: A name it used to trade under.
- Market Weighton Mortgage & Risk Solutions Former trading name: A name it used to trade under.
- Project Zelus Former trading name: A name it used to trade under.
- Purple Swan Mortgages Former trading name: A name it used to trade under.
- selfemployedmortgage.org Former trading name: A name it used to trade under.
- Simpl Income Protection Former trading name: A name it used to trade under.
- Simpl Life Former trading name: A name it used to trade under.
- Vanessa's Financial Advice Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Sesame Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 10881760 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 25 July 2017 (9 years old)
- Registered office
- Unity Business Centre, 26 Roundhay Road, Leeds, West Yorkshire, LS7 1AB, England
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Lewis Gareth Shipley Papa | Director | Oct 1983 | 1 May 2021 | 9 other companies |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 9
- closed down
- 5
- is FCA-registered
- 1
In the full report: all 9 companies, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
- All 4 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£9,723
+156% from £3,795
Cash at bank
£2,519
−75% from £10.0k
Owed within a year
£104k
+3.7% from £100k
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2019 to 2024
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 10881760. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Apex Mortgage & Protection UK’s history from the FCA register and Companies House, newest first.
2024
12 November 2024
- Amy Hei Mann Papa stopped being a part-owner
Companies House
2022
24 May 2022
- Amy Hei Mann Papa became a part-owner (25–50% of shares)
- Anthony Christopher Wills became a part-owner (25–50% of shares)
- Lewis Gareth Shipley Papa became a part-owner (25–50% of shares)
Companies House · FCA register
2021
30 April 2021
- Board replaced: its only director left and a new director took over
- Lewis Gareth Shipley Papa no longer has significant control
Companies House
2019
6 August 2019
- Changed its registered name from "Apex Mortgage & Protection UK Limited"
- Changed its registered name from "NJ&JP Brokers Limited"
FCA register
29 March 2019
- Board replaced: its only director left and a new director took over
- Lewis Gareth Shipley Papa gained significant control
- Nigel Jonathan Perry no longer has significant control
Companies House
2017
30 October 2017
- Became an appointed representative
FCA register
25 July 2017
- Incorporated at Companies House
- Nigel Jonathan Perry gained significant control
Companies House
In the full report: all 41 events
- All 41 events in its history (14 shown here)
- Every director appointment and resignation: 9
Firms connected to Apex Mortgage & Protection UK
Other FCA-listed firms that share a director, phone number or address with Apex Mortgage & Protection UK. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- share a director
- 1
- share its phone number
- 1
In the full report: all 2 connected firms, named
- How each is linked: shared directors (1), the same phone number (1), the same postcode (1)
- Who links each one: the named directors, with dates
Firms like Apex Mortgage & Protection UK
Other firms of the same type (mortgage adviser or broker), nearest first.
In Leeds
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Apex Mortgage & Protection UK
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 9 other companies its directors have run, named
- 2 background checks on its contact details
- 6 years of accounts, charted
- All 41 events in its history
- 2 connected firms, named, and who links them
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Frequently asked questions about this firm
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What do Apex Mortgage & Protection UK’s latest accounts show?
Does Apex Mortgage & Protection UK use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk