Blackwell Financial Solutions Ltd

Reference number: 923002

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

AFS Compliance Ltd Reference number: 625035 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Blackwell Financial Solutions Ltd (FRN 923002) is an AR of AFS Compliance Ltd (FRN 625035). When you use Blackwell Financial Solutions's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Blackwell Financial Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07872 469525

  • Address

    7 Egremont Place, Sherburn in Elmet, Leeds, North Yorkshire, LS25 6FY, United Kingdom

In the full report: 2 background checks

  • What kind of line 07872 469525 is
  • Who else gives the postcode LS25 6FY
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Other names (4)

If you were contacted under any of these names, it is this firm.

  • Ice3 Group Trading name
  • Ice Cubed Property Finance Trading name
  • Synergy Commercial Finance Trading name
  • WeAreYork Business Finance Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through AFS Compliance Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
12431569
Company status
Active
Company type
Private limited company
Incorporated
29 January 2020 (6 years old)
Registered office
7 Egremont Place, Sherburn In Elmet, Leeds, LS25 6FY, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Christopher Luke Blackwell Director Oct 1985 29 Jan 2020 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 January 2026Small company accountsNot audited

Net assets

£6,980

Up £6,535 from £445

Cash at bank

£7

Same as £7

Employees (average)

2

Same as 2

Owed within a year

£23.3k

+23% from £18.9k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2021 to 2026
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12431569. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Blackwell Financial Solutions’s history from the FCA register and Companies House, newest first.

Key events (3) All events (9)

2020

19 March 2020

  • Became an appointed representative

FCA register

29 January 2020

  • Incorporated at Companies House
  • Christopher Luke Blackwell took control (75–100% of shares)

Companies House

In the full report: all 9 events

  • All 9 events in its history (3 shown here)
  • Every director appointment and resignation: 1
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Firms like Blackwell Financial Solutions

Other firms of the same type (mortgage adviser or broker), nearest first.

In Leeds

Advantage Mortgage Services (Yorkshire) LimitedLeedsAppointed representativeAlison TroughtLeedsAppointed representativeApex Mortgage & Protection UK LtdLeedsAppointed representativeApplied Financial Lines International (UK Branch)LeedsAppointed representativeBluebell Mortgage and Protection Solutions LtdLeedsAppointed representativeBriden LimitedLeedsAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Blackwell Financial Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 9 events in its history

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Frequently asked questions about this firm

Is Blackwell Financial Solutions Ltd FCA authorised?
Blackwell Financial Solutions Ltd (FRN 923002) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Blackwell Financial Solutions?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Blackwell Financial Solutions Ltd (FRN 923002) is an AR of AFS Compliance Ltd (FRN 625035). When you use Blackwell Financial Solutions's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Blackwell Financial Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Blackwell Financial Solutions’ phone number?
The FCA register lists the phone number 07872 469525 for Blackwell Financial Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is Blackwell Financial Solutions a scam or clone?
Blackwell Financial Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Blackwell Financial Solutions?
Protection works through AFS Compliance Ltd, the principal firm responsible for Blackwell Financial Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Blackwell Financial Solutions?
Companies House lists one person with significant control of Blackwell Financial Solutions: Mr Christopher Luke Blackwell (75–100% of shares).
Who runs Blackwell Financial Solutions?
Companies House lists one director of Blackwell Financial Solutions: Christopher Luke Blackwell.
How long has Blackwell Financial Solutions been in business?
The company was formed on 29 January 2020.
What do Blackwell Financial Solutions’ latest accounts show?
Its latest accounts, to 31 January 2026, show net assets of £6,980 (up £6,535 from £445) and cash at bank of £7 (same as £7).
Does Blackwell Financial Solutions use any other names?
It trades as Ice3 Group, Ice Cubed Property Finance, Synergy Commercial Finance and WeAreYork Business Finance.

Sources and links

The full report on Blackwell Financial Solutions Ltd

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