APPACOTTU IB Limited

Reference number: 1056715

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

COVERSURE INSURANCE SERVICES LIMITED Reference number: 309041 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • APPACOTTU IB Limited (FRN 1056715) is an AR of COVERSURE INSURANCE SERVICES LIMITED (FRN 309041). When you use APPACOTTU IB's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from APPACOTTU IB, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0191 500 9666

  • Address

    Unit 13 Pottery Road, Sunderland, SR5 2BT, United Kingdom

In the full report: 2 background checks

  • What kind of line 0191 500 9666 is
  • Who else gives the postcode SR5 2BT
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Other names (5)

If you were contacted under any of these names, it is this firm.

  • Coversure Trading name
  • Coversure Insurance Services (Sunderland) Trading name
  • Coversure (Sunderland) Trading name
  • Flamingo IB Limited Former name
  • Flamingo Insurance Brokers Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Coversure Insurance Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
17175417
Company status
Active
Company type
Private limited company
Incorporated
22 April 2026 (less than a year old)
Registered office
13 Pottery Road, Sunderland, SR5 2BT, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Annie Mathew Director Jan 1977 22 Apr 2026 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Key dates in its history

Appacottu Ib’s history from the FCA register and Companies House, newest first.

Key events (4) All events (13)

2026

19 October 2026

  • Changed its registered name from "Flamingo IB Limited"

FCA register

30 June 2026

  • Became an appointed representative

FCA register

22 April 2026

  • Incorporated at Companies House
  • Annie Mathew took control (75–100% of shares)

Companies House

In the full report: all 13 events

  • All 13 events in its history (4 shown here)
  • Every director appointment and resignation: 1
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Firms like Appacottu Ib

Other firms of the same type (insurance broker), nearest first.

In Sunderland

Affinity Advice LtdSunderlandAppointed representativeByron Property Management LtdSunderlandAppointed representativeHolmes Ashbrook LimitedSunderlandAppointed representativePremier Specialist Solutions LtdSunderlandAppointed representativeHays Travel LimitedSunderlandAppointed representativeNorthern Housing Consortium LimitedSunderlandAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Appacottu Ib

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 13 events in its history

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Frequently asked questions about this firm

Is APPACOTTU IB Limited FCA authorised?
APPACOTTU IB Limited (FRN 1056715) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Appacottu Ib?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. APPACOTTU IB Limited (FRN 1056715) is an AR of COVERSURE INSURANCE SERVICES LIMITED (FRN 309041). When you use Appacottu Ib's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Appacottu Ib, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Appacottu Ib’s phone number?
The FCA register lists the phone number 0191 500 9666 for Appacottu Ib. If you were given different contact details, use these to check with the firm before going any further.
Is Appacottu Ib a scam or clone?
Appacottu Ib is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Appacottu Ib?
Protection works through Coversure Insurance Services Limited, the principal firm responsible for Appacottu Ib's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Appacottu Ib?
Companies House lists one person with significant control of Appacottu Ib: Mrs Annie Mathew (75–100% of shares).
Who runs Appacottu Ib?
Companies House lists one director of Appacottu Ib: Annie Mathew.
How long has Appacottu Ib been in business?
The company was formed on 22 April 2026.
Does Appacottu Ib use any other names?
It trades as Coversure, Coversure Insurance Services (Sunderland) and Coversure (Sunderland). It has previously used 2 other names: Flamingo IB Limited and Flamingo Insurance Brokers.

Sources and links

The full report on APPACOTTU IB Limited

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