Apple Insurance Services Ltd

Reference number: 841040

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0161 881 2139

  • Address

    363 Barlow Moor Road, Manchester, Lancashire, M21 7FZ, United Kingdom

In the full report: 2 background checks

  • What kind of line 0161 881 2139 is
  • Who else gives the postcode M21 7FZ
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Ask Direct Insurance Trading name: A name it trades under now.
  • Taxi Insurance Bureau North West Trading name: A name it trades under now.
  • Apple Risk Solutions Ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

FCA disciplinary action

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
4 January 2019 (7 years old)
Registered office
363 Barlow Moor Road Chorlton, Chorlton, Manchester, M21 7FZ, United Kingdom
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Azmat Abbas Hussain Director Dec 1969 4 Jan 2019 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Turnover

£209k

Not compared: the previous accounts cover a different length of time

Profit before tax

£51.3k

Not compared: the previous accounts cover a different length of time

Net assets

£203k

+25% from £161k

Employees (average)

5

Same as 5

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • Both charts, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 11750703. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Apple Insurance Services’s history from the FCA register and Companies House, newest first.

2020

20 April 2020

  • Changed its registered name from "Apple Risk Solutions Ltd"

FCA register

2019

22 November 2019

  • FCA imposed a requirement (Firm to abide by Deed Poll regarding past business)

FCA register

21 November 2019

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

4 January 2019

  • Incorporated at Companies House
  • Azmat Abbas Hussain took control (75–100% of shares)

Companies House

In the full report: all 11 events

  • All 11 events in its history (6 shown here)
  • Every director appointment and resignation: 1
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Firms connected to Apple Insurance Services

Other FCA-listed firms that share a director, phone number or address with Apple Insurance Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Apple Insurance Services

Other firms of the same type (insurance broker), nearest first.

In Manchester

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Apple Insurance Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 11 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Apple Insurance Services Ltd FCA authorised?
Yes, Apple Insurance Services Ltd (FRN 841040) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since November 2019 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Apple Insurance Services’ phone number?
The FCA register lists the phone number 0161 881 2139 for Apple Insurance Services. If you were given different contact details, use these to check with the firm before going any further.
Is Apple Insurance Services a scam or clone?
Apple Insurance Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Apple Insurance Services?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Apple Insurance Services to the Financial Ombudsman Service, free of charge.
Who owns Apple Insurance Services?
Companies House lists one person with significant control of Apple Insurance Services: Mr Azmat Abbas Hussain (75–100% of shares).
Who runs Apple Insurance Services?
Companies House lists one director of Apple Insurance Services: Azmat Abbas Hussain.
How long has Apple Insurance Services been in business?
The company was formed on 4 January 2019, and has held its current FCA authorisation since November 2019.
What do Apple Insurance Services’ latest accounts show?
Its latest accounts, to 31 March 2025, show turnover of £209k (not compared: the previous accounts cover a different length of time) and profit before tax of £51.3k (not compared: the previous accounts cover a different length of time).
Does Apple Insurance Services use any other names?
It trades as Ask Direct Insurance and Taxi Insurance Bureau North West. It has previously used the name Apple Risk Solutions Ltd.

Sources and links

The full report on Apple Insurance Services Ltd

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