Apron Payments Ltd: FCA regulated?

Acts as a payment agent

This firm does not hold FCA authorisation of its own, and acts as a payment agent under another firm's authorisation.

Agent for 3 years
No FCA actions
Active company since 2021
Accounts filed up to 31 December 2023
Your funds are not FSCS protected

This is one of the company's FCA records. It separately holds full FCA authorisation under FRN 1004915 →.

Responsible principal firm

PLAID FINANCIAL LTD. Reference number: 804718 Authorised View firm →

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

APRON PAYMENTS LTD Reference number: 1004915 Authorised

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

getapron.com (opens in a new tab)
No phone number on the FCA register
Address

201 Bishopsgate, London, EC2M 3AB, United Kingdom

In the full report: 2 background checks

When getapron.com first appeared online, and whether it can receive email
Who else gives the postcode EC2M 3AB

Other names (2)

If you were contacted under any of these names, it is this firm.

Apron Trading name: A name it trades under now.
Hello Cash Former trading name: A name it used to trade under.

Past FCA permissions and consumer protection

Protection works through the principal
This firm acts as an agent of an authorised payment or e-money firm rather than holding its own authorisation. FSCS does not protect money held by an agent. Funds should be safeguarded by the principal, and the Financial Ombudsman Service may still be able to look at a complaint.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 13779960 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 3 December 2021 (4 years old)
Registered office: 201 Bishopsgate, London, EC2M 3AB, England
Nature of business: Other information technology service activities (SIC 62090)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Bogdan Uzbekov	Director	Apr 1991	3 Dec 2021	None
Eric Ariel Sterman	Director	Aug 1992	30 Aug 2022	None
Jan Hammer	Director	Sep 1976	28 Jul 2023	None
Samuel Halse	Director	Jan 1985	6 Apr 2025	None
Kathleen Derose	Director	Dec 1960	7 Jul 2025	None

In the full report: every company its directors have run

Confirmation that these 5 directors run no other company

Filed accounts and finances

Year to 31 December 2023Small company accountsNot audited

Net assets

£11.5m

+273% from £3.09m

Cash at bank

£11.1m

+277% from £2.94m

Employees (average)

13

+160% from 5

Owed within a year

£117k

+66% from £70.1k

Assets and liabilities

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13779960. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Apron Payments’s history from the FCA register and Companies House, newest first.

Key events (3) All events (12)

2023

3 February 2023

Status on the FCA register became "PSD Agent"

FCA register

2021

3 December 2021

Incorporated at Companies House
Bogdan Uzbekov became a part-owner (25–50% of shares)

Companies House

In the full report: all 12 events

All 12 events in its history (3 shown here)
Every director appointment and resignation: 5

Firms connected to Apron Payments

Other FCA-listed firms that share a director, phone number or address with Apron Payments. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 2
share its postcode: 2

In the full report: all 2 connected firms, named

How each is linked: the same postcode (2)
Who links each one: the named directors, with dates

Get the full report on Apron Payments

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

Every company its directors have run, named
2 background checks on its contact details
All 12 events in its history
2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Apron Payments Ltd FCA authorised?

Apron Payments Ltd (FRN 903089) is on the FCA register as an agent of an authorised payment or e-money firm. It does not hold its own authorisation: it acts under the principal's, and the principal is responsible for the money.

What is Apron Payments’ website?

The FCA register lists the website getapron.com for Apron Payments. If you were given different contact details, use these to check with the firm before going any further.

Is Apron Payments a scam or clone?

Apron Payments is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Apron Payments?

Apron Payments is an agent, so it does not hold its own FCA authorisation and FSCS does not protect money held by an agent. Your money should be safeguarded by the authorised firm it acts for. You can still refer a complaint to the Financial Ombudsman Service, which may be able to look at it.

Who owns Apron Payments?

Companies House lists one person with significant control of Apron Payments: Bogdan Uzbekov (25–50% of shares).

Who runs Apron Payments?

Companies House lists 5 directors of Apron Payments: Bogdan Uzbekov, Eric Ariel Sterman, Jan Hammer, Samuel Halse and Kathleen Derose.

How long has Apron Payments been in business?

The company was formed on 3 December 2021.

What do Apron Payments’ latest accounts show?

Its latest accounts, to 31 December 2023, show net assets of £11.5m (+273% from £3.09m) and cash at bank of £11.1m (+277% from £2.94m).

Does Apron Payments use any other names?

It trades as Apron. It has previously used the name Hello Cash.