Plaid Financial Ltd.
Reference number: 804718
Instant download
Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Website
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Phone number
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Address
Plaid Financial Ltd, 1st Floor, 9 Curtain Road, London, EC2A 3LT, United Kingdom
In the full report: 3 background checks
- When plaid.com first appeared online, and whether it can receive email
- What kind of line 0161 768 3032 is
- Who else gives the postcode EC2A 3LT
Other names (3)
If you were contacted under any of these names, it is this firm.
- Plaid Trading name: A name it trades under now.
- Quovo, Inc. Former name: A name it was registered under before.
- Quovo Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Handle payments & transfers Funds safeguardedYour money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
- 7. Payment initiation services
- 8. Account information services
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 11103959 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 8 December 2017 (8 years old)
- Registered office
- 1st Floor 9 Curtain Road, London, EC2A 3LT, United Kingdom
- Nature of business
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- Data processing, hosting and related activities (SIC 63110)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Eric Michael Sager | Director | Jan 1978 | 1 Dec 2021 | None |
| Araba Foriwa Eshun | Director | Nov 1986 | 1 Jul 2024 | None |
In the full report: every company its directors have run
- Confirmation that these 2 directors run no other company
- All 12 people who have been directors, with their dates
Filed accounts and finances
Net assets
£11.0m
+588% from £1.60m
Cash at bank
£3.74m
+66% from £2.26m
Employees (average)
33
Same as 33
Owed within a year
£1.28m
−47% from £2.42m
* Cash at bank usually includes customers’ money.
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 11103959. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Plaid Financial’s history from the FCA register and Companies House, newest first.
2023
28 November 2023
- Changed its registered name from "Plaid Financial Ltd."
FCA register
2019
2 May 2019
- Board replaced: both directors left and 2 new directors took over
Companies House
2018
29 October 2018
- Regulated by the FCA from this date
- Became an authorised payment institution
FCA register
16 August 2018
- Changed its registered name from "Quovo, Inc."
FCA register
2017
8 December 2017
- Incorporated at Companies House
Companies House
In the full report: all 34 events
- All 34 events in its history (6 shown here)
- Every director appointment and resignation: 21
Firms like Plaid Financial
Other firms of the same type (payment or money transfer firm), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Plaid Financial
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details
- 6 years of accounts, charted
- All 34 events in its history
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Frequently asked questions about this firm
Is Plaid Financial Ltd. FCA authorised?
What is Plaid Financial’s phone number and website?
Is Plaid Financial a scam or clone?
Is my money safe with Plaid Financial?
Who runs Plaid Financial?
How long has Plaid Financial been in business?
What do Plaid Financial’s latest accounts show?
Does Plaid Financial use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- How safeguarding works fca.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk