Aptus Financial Ltd

Reference number: 806065

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When aptusfinancial.co.uk first appeared online, and whether it can receive email
  • What kind of line 07866 464818 is
  • Who else gives the postcode HR9 5AX
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
09615405
Company status
Active
Company type
Private limited company
Incorporated
1 June 2015 (11 years old)
Registered office
5 Imperial Court, Laporte Way, Luton, Bedfordshire, LU4 8FE, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Steven Drake Director Jun 1980 1 Jun 2015 3 other companies
Grant Robert Peters Director Oct 1980 13 Nov 2018 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
closed down
3
still active
1

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 30 June 2025Small company accountsNot audited

Net assets

£5,493

−15% from £6,436

Cash at bank

£13.8k

+23% from £11.3k

Employees (average)

2

Same as 2

Owed within a year

£18.2k

−14% from £21.0k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09615405. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Aptus Financial’s history from the FCA register and Companies House, newest first.

Key events (5) All events (9)

2018

28 September 2018

  • Grant Robert Peters became a part-owner (25–50% of shares)

Companies House

26 July 2018

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2016

6 April 2016

  • Steven Drake became a part-owner (25–50% of shares)

Companies House

2015

1 June 2015

  • Incorporated at Companies House

Companies House

In the full report: all 9 events

  • All 9 events in its history (5 shown here)
  • Every director appointment and resignation: 2
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Firms connected to Aptus Financial

Other FCA-listed firms that share a director, phone number or address with Aptus Financial. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Aptus Financial

Other firms of the same type (credit broker), nearest first.

In Ross-on-Wye

Andrew Joseph Hepworth-SmithRoss-on-WyeAuthorisedRobert Martin TuckwellRoss-On-WyeAuthorisedRussell BaileyRoss-On-WyeAuthorisedP & S Golf Course Management LimitedRoss-on-WyeAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Aptus Financial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 9 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Aptus Financial Ltd FCA authorised?
Yes, Aptus Financial Ltd (FRN 806065) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2018 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Aptus Financial’s phone number and website?
The FCA register lists the phone number 07866 464818 and the website aptusfinancial.co.uk for Aptus Financial. If you were given different contact details, use these to check with the firm before going any further.
Is Aptus Financial a scam or clone?
Aptus Financial is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Aptus Financial?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Aptus Financial handles your money, so check the specific product before you commit. You can also refer complaints about Aptus Financial to the Financial Ombudsman Service, free of charge.
Who owns Aptus Financial?
Companies House lists 2 people with significant control of Aptus Financial: Mr Grant Robert Peters (25–50% of shares) and Mr Steven Drake (25–50% of shares).
Who runs Aptus Financial?
Companies House lists 2 directors of Aptus Financial: Steven Drake and Grant Robert Peters.
How long has Aptus Financial been in business?
The company was formed on 1 June 2015, and has held its current FCA authorisation since July 2018.
What do Aptus Financial’s latest accounts show?
Its latest accounts, to 30 June 2025, show net assets of £5,493 (−15% from £6,436) and cash at bank of £13.8k (+23% from £11.3k).

Sources and links

The full report on Aptus Financial Ltd

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