P & S Golf Course Management Limited

Reference number: 951849

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Orchard Funding Limited Reference number: 725315 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • P & S Golf Course Management Limited (FRN 951849) introduces customers to Orchard Funding Limited (FRN 725315). Any regulated advice or arranging is done by the principal, not P & S Golf Course Management.
  • Example: if P & S Golf Course Management refers you to a financial adviser, the advice should come from the principal firm, not from P & S Golf Course Management itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01989 780535

  • Address

    Twin Lakes, Upton Bishop, Ross-on-Wye, HR9 7UA, United Kingdom

In the full report: 2 background checks

  • What kind of line 01989 780535 is
  • Who else gives the postcode HR9 7UA
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • South Herefordshire Golf Club Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Orchard Funding Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
07731324
Company status
Active
Company type
Private limited company
Incorporated
5 August 2011 (15 years old)
Registered office
10 The Southend, Ledbury, Herefordshire, HR8 2EY, England
Nature of business
  • Operation of sports facilities (SIC 93110)

Directors and company secretaries

Name Role Born Appointed Other companies
Sarah Creighton Director Jul 1969 5 Aug 2011 None
Paul Middleton Director Nov 1970 5 Aug 2011 None
Sarah Creighton Secretary Not published 5 Aug 2011 –

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Filed accounts and finances

Year to 31 August 2025Small company accountsNot audited

Net assets

£4,752

−89% from £43.5k

Cash at bank

£72.4k

−26% from £97.6k

Employees (average)

10

Same as 10

Owed within a year

£213k

+5.2% from £203k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07731324. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

P & S Golf Course Management’s history from the FCA register and Companies House, newest first.

Key events (4) All events (7)

2021

27 May 2021

  • Became an introducer appointed representative

FCA register

2016

1 August 2016

  • Paul Middleton became a part-owner (25–50% of shares)
  • Sarah Creighton became a part-owner (25–50% of shares)

Companies House

2011

5 August 2011

  • Incorporated at Companies House

Companies House

In the full report: all 7 events

  • All 7 events in its history (4 shown here)
  • Every director appointment and resignation: 2
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Firms like P & S Golf Course Management

Other firms of the same type (credit broker), nearest first.

In Ross-on-Wye

Andrew Joseph Hepworth-SmithRoss-on-WyeAuthorisedAptus Financial LtdRoss-on-WyeAuthorisedRobert Martin TuckwellRoss-On-WyeAuthorisedRussell BaileyRoss-On-WyeAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on P & S Golf Course Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 7 events in its history

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Frequently asked questions about this firm

Is P & S Golf Course Management Limited FCA authorised?
P & S Golf Course Management Limited (FRN 951849) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for P & S Golf Course Management?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. P & S Golf Course Management Limited (FRN 951849) introduces customers to Orchard Funding Limited (FRN 725315). Any regulated advice or arranging is done by the principal, not P & S Golf Course Management. Example: if P & S Golf Course Management refers you to a financial adviser, the advice should come from the principal firm, not from P & S Golf Course Management itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is P & S Golf Course Management’s phone number?
The FCA register lists the phone number 01989 780535 for P & S Golf Course Management. If you were given different contact details, use these to check with the firm before going any further.
Is P & S Golf Course Management a scam or clone?
P & S Golf Course Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with P & S Golf Course Management?
Protection works through Orchard Funding Limited, the principal firm responsible for P & S Golf Course Management's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns P & S Golf Course Management?
Companies House lists 2 people with significant control of P & S Golf Course Management: Mr Paul Middleton (25–50% of shares) and Mrs Sarah Creighton (25–50% of shares).
Who runs P & S Golf Course Management?
Companies House lists 2 directors of P & S Golf Course Management: Sarah Creighton and Paul Middleton.
How long has P & S Golf Course Management been in business?
The company was formed on 5 August 2011.
What do P & S Golf Course Management’s latest accounts show?
Its latest accounts, to 31 August 2025, show net assets of £4,752 (−89% from £43.5k) and cash at bank of £72.4k (−26% from £97.6k).
Does P & S Golf Course Management use any other names?
It trades as South Herefordshire Golf Club.

Sources and links

The full report on P & S Golf Course Management Limited

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