Aquamercantile Limited

Reference number: 311727

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When aqmltd.com first appeared online, and whether it can receive email
  • What kind of line 01245 225998 is
  • Who else gives the postcode CM2 7SD
Instant PDF download
Other names (1)

If you were contacted under any of these names, it is this firm.

  • Aqm Trading name

FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
03759186
Company status
Active
Company type
Private limited company
Incorporated
26 April 1999 (27 years old)
Registered office
47 Butt Road, Colchester, Essex, CO3 3BZ, United Kingdom
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Thomas Adam Barlow Director Nov 1969 26 Apr 1999 13 other companies
Jonathan Martin Harris Director May 1973 3 Sep 2001 20 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
21
closed down
12
is FCA-registered
1

In the full report: all 21 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • The 12 companies these 2 directors run together
  • All 5 people who have ever been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 31 March 2026Full accountsNot audited

Total equity

£1.92m

No earlier figure to compare

Cash at bank

£804k

+19% from £673k

Owed within a year

£1.80m

−38% from £2.91m

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2021 to 2026
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 03759186. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Aquamercantile’s history from the FCA register and Companies House, newest first.

Key events (9) All events (20)

2023

1 January 2023

  • Aquamercantile Holdings Limited took control (75–100% of shares)
  • Jonathan Martin Harris stopped being a part-owner
  • Thomas Adam Barlow stopped being a part-owner

Companies House

2016

6 April 2016

  • Jonathan Martin Harris became a part-owner (25–50% of shares)
  • Thomas Adam Barlow became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2005

14 January 2005

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1999

26 April 1999

  • Incorporated at Companies House

Companies House

In the full report: all 20 events

  • All 20 events in its history (9 shown here)
  • Every director appointment and resignation: 8
Instant PDF download

Firms connected to Aquamercantile

Other FCA-listed firms that share a director, phone number or address with Aquamercantile. A link shows who the firm is tied to, not whether either can be trusted.

past link
1

In the full report: all 0 connected firms, named

  • 1 past link through former directors
Instant PDF download

Firms like Aquamercantile

Other firms of the same type (insurance broker), nearest first.

In Chelmsford

Angel Risk Management LimitedChelmsfordAuthorisedAscend Broking Group LimitedChelmsfordAuthorisedBeyond Leads LimitedChelmsfordAuthorisedCallaway & Sons Insurance Consultants LimitedChelmsfordAuthorisedCentury Underwriting LimitedChelmsfordAuthorisedCullum LimitedChelmsfordAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Aquamercantile

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 21 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 20 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Aquamercantile Limited FCA authorised?
Yes, Aquamercantile Limited (FRN 311727) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Aquamercantile’s phone number and website?
The FCA register lists the phone number 01245 225998 and the website aqmltd.com for Aquamercantile. If you were given different contact details, use these to check with the firm before going any further.
Is Aquamercantile a scam or clone?
Aquamercantile is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Aquamercantile?
It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Aquamercantile to the Financial Ombudsman Service, free of charge.
Who owns Aquamercantile?
Aquamercantile is owned by Aquamercantile Holdings Limited, which holds 75–100% of shares and held through a firm, since 1 January 2023. Before that, it was controlled by Mr Thomas Adam Barlow and Mr Jonathan Martin Harris.
Who runs Aquamercantile?
Companies House lists 2 directors of Aquamercantile: Thomas Adam Barlow and Jonathan Martin Harris.
How long has Aquamercantile been in business?
The company was formed on 26 April 1999, and has held its current FCA authorisation since January 2005.
What do Aquamercantile’s latest accounts show?
Its latest accounts, to 31 March 2026, show total equity of £1.92m (no earlier figure to compare) and cash at bank of £804k (+19% from £673k).
Does Aquamercantile use any other names?
It trades as Aqm.

Sources and links

The full report on Aquamercantile Limited

£19.99 · Instant PDF download

Loading secure checkout…