Century Underwriting Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 12 years
Your funds are protected by FSCS
No FCA actions
Active company since 2011
Accounts filed up to 31 December 2025

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

centuryunderwriting.co.uk (opens in a new tab)
Phone number

01245 905100
Address

90B Broomfield Road, Chelmsford, Essex, CM1 1SS, United Kingdom

In the full report: 3 background checks

When centuryunderwriting.co.uk first appeared online, and whether it can receive email
What kind of line 01245 905100 is
Who else gives the postcode CM1 1SS

Other names (1)

If you were contacted under any of these names, it is this firm.

Fraser Investments Limited Former name: A name it was registered under before.

FCA permissions and consumer protection

Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Sell or arrange insurance FSCS may apply
Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (4 permissions)

Arranging (bringing about) deals in investments
Assisting in the administration and performance of a contract of insurance
Dealing in investments as agent
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 07596141 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 7 April 2011 (15 years old)
Registered office: Swift House, Ground Floor, 18 Hoffmanns Way, Chelmsford, Essex, CM1 1GU, England
Nature of business: Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Guy Fraser	Director	Feb 1974	7 Apr 2011	5 other companies
Domini Fraser	Secretary	Not published	22 Jan 2018	–

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 5
closed down: 1
is FCA-registered: 1

In the full report: all 5 companies, named

What each company does, and whether it is still trading
Which of its director sits on each board, and since when
Any that went into liquidation or administration
The one on the FCA register

Filed accounts and finances

Year to 31 December 2025Full accountsNot audited

Net assets

£994k

−18% from £1.22m

Cash at bank

£1.65m

−39% from £2.68m

Owed within a year

£1.52m

−78% from £6.87m

Assets and liabilities

In the full report: all 7 years of accounts

Every year from 2019 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 07596141. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Century Underwriting’s history from the FCA register and Companies House, newest first.

Key events (6) All events (9)

2016

6 April 2016

Domini Fraser became a part-owner (25–50% of shares)
Guy Fraser became a part-owner (25–50% of shares)

Companies House

2014

30 September 2014

Changed its registered name from "Fraser Investments Limited"

FCA register

6 June 2014

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

2011

7 April 2011

Incorporated at Companies House

Companies House

In the full report: all 9 events

All 9 events in its history (6 shown here)
Every director appointment and resignation: 1

Firms connected to Century Underwriting

Other FCA-listed firms that share a director, phone number or address with Century Underwriting. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share a director: 1

In the full report: the connected firm, named

How it is linked: shared directors (1)
Who links it to this firm: the named directors, with dates

Firms like Century Underwriting

Other firms of the same type (insurance broker), nearest first.

In Chelmsford

Angel Risk Management LimitedChelmsfordAuthorised Aquamercantile LimitedChelmsfordAuthorised Ascend Broking Group LimitedChelmsfordAuthorised Beyond Leads LimitedChelmsfordAuthorised Callaway & Sons Insurance Consultants LimitedChelmsfordAuthorised Cullum LimitedChelmsfordAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Century Underwriting

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

5 other companies its directors have run, named
3 background checks on its contact details
7 years of accounts, charted
All 9 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Century Underwriting Limited FCA authorised?

Yes, Century Underwriting Limited (FRN 621577) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since June 2014 and works as an insurance broker. The FCA has placed no limits on its permissions.

What is Century Underwriting’s phone number and website?

The FCA register lists the phone number 01245 905100 and the website centuryunderwriting.co.uk for Century Underwriting. If you were given different contact details, use these to check with the firm before going any further.

Is Century Underwriting a scam or clone?

Century Underwriting is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Century Underwriting?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Century Underwriting to the Financial Ombudsman Service, free of charge.

Who owns Century Underwriting?

Companies House lists 2 people with significant control of Century Underwriting: Mrs Domini Fraser (25–50% of shares) and Mr Guy Fraser (25–50% of shares).

Who runs Century Underwriting?

Companies House lists one director of Century Underwriting: Guy Fraser.

How long has Century Underwriting been in business?

The company was formed on 7 April 2011, and has held its current FCA authorisation since June 2014.

What do Century Underwriting’s latest accounts show?

Its latest accounts, to 31 December 2025, show net assets of £994k (−18% from £1.22m) and cash at bank of £1.65m (−39% from £2.68m).

Does Century Underwriting use any other names?

It has previously used the name Fraser Investments Limited.