Renu LTD: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for under a year
Protected through the principal
No FCA actions
Active company since 2026

Responsible principal firm

Century Underwriting Limited Reference number: 621577 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
Renu LTD (FRN 1056760) is an AR of Century Underwriting Limited (FRN 621577). When you use Renu's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from Renu, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Phone number

020 3971 9900
Address

98-106 HIGH ROAD, WOOD LODGE, ELMHURST, SOUTH WOODFORD, E18 2QH, United Kingdom

In the full report: 2 background checks

What kind of line 020 3971 9900 is
Who else gives the postcode E18 2QH

Other names (1)

If you were contacted under any of these names, it is this firm.

Renu Underwriting Trading name: A name it trades under now.

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Century Underwriting Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 16977863 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 21 January 2026 (less than a year old)
Registered office: Wood Lodge 98-106 High Road, Elmhurst, South Woodford, Essex, E18 2QH, England
Nature of business: Non-trading company non trading (SIC 74990)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Garry Martin Hobson	Director	Jul 1970	21 Jan 2026	1 other company
Soliman Motala	Director	Jul 1980	21 Jan 2026	15 other companies
Guy Fraser	Director	Feb 1974	18 Aug 2026	5 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 20
closed down: 3
went insolvent: 2

In the full report: all 20 companies, named

What each company does, and whether it is still trading
Which of these 3 directors sit on each board, and since when
The 2 that went into liquidation or administration
The one on the FCA register
The 1 company these 3 directors run together

Key dates in its history

Renu’s history from the FCA register and Companies House, newest first.

Key events (3) All events (7)

2026

24 June 2026

Became an appointed representative

FCA register

21 January 2026

Incorporated at Companies House
Moralis Group Ltd took control (75–100% of shares)

Companies House

In the full report: all 7 events

All 7 events in its history (3 shown here)
Every director appointment and resignation: 3

Firms connected to Renu

Other FCA-listed firms that share a director, phone number or address with Renu. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 2
share a director: 1
share its postcode: 1

In the full report: all 2 connected firms, named

How each is linked: shared directors (1), the same postcode (1)
Who links each one: the named directors, with dates

Firms like Renu

Other firms of the same type (insurance broker), nearest first.

In the East London (E) postcode area

EE LimitedLondonAppointed representative The Scout AssociationLondonAppointed representative Invitation Digital LimitedLondonAppointed representative A W S Financial Services LimitedLondonAppointed representative A.Bilbrough & Co LtdAppointed representative AGA Corporate Broking LimitedLondonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Renu

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

20 other companies its directors have run, named
2 background checks on its contact details
All 7 events in its history
2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Renu LTD FCA authorised?

Renu LTD (FRN 1056760) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for Renu?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Renu LTD (FRN 1056760) is an AR of Century Underwriting Limited (FRN 621577). When you use Renu's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Renu, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Renu’s phone number?

The FCA register lists the phone number 020 3971 9900 for Renu. If you were given different contact details, use these to check with the firm before going any further.

Is Renu a scam or clone?

Renu is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Renu?

Protection works through Century Underwriting Limited, the principal firm responsible for Renu's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Renu?

Renu is owned by Moralis Group Ltd, which holds 75–100% of shares and held through a firm, since 21 January 2026.

Who runs Renu?

Companies House lists 3 directors of Renu: Garry Martin Hobson, Soliman Motala and Guy Fraser.

How long has Renu been in business?

The company was formed on 21 January 2026.

Does Renu use any other names?

It trades as Renu Underwriting.