Arbol Ins Services (UK) Ltd: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 3 years
Protected through the principal
No FCA actions
Active company since 2023
1 thing worth a closer look in the background checks

Responsible principal firm

Pro MGA Solutions Ltd Reference number: 770419 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
Arbol Ins Services (Uk) Ltd (FRN 997400) is an AR of Pro MGA Solutions Ltd (FRN 770419). When you use Arbol Ins Services (Uk)'s services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from Arbol Ins Services (Uk), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

arbol.io (opens in a new tab)
Phone number

020 3967 8382
Address

27 Old Gloucester Street, London, WC1N 3AX, United Kingdom

In the full report: 3 background checks, 1 thing worth a closer look

When arbol.io first appeared online, and whether it can receive email
What kind of line 020 3967 8382 is, and the other firm that gives it
Whether WC1N 3AX is a shared office: 45 other firms give it

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Pro MGA Solutions Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 14791885 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 11 April 2023 (3 years old)
Registered office: Southgate House, Southgate Street, Gloucester, GL1 1UB, England
Nature of business: Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Hong Guo	Director	Oct 1968	5 Jul 2023	None
Daniel John Maleary	Director	Oct 1967	7 Mar 2024	30 other companies
Richard Coyle	Director	Mar 1984	13 Jan 2025	1 other company
Pro Mga Solutions Ltd	Secretary	Not published	12 Dec 2024	–

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 31
closed down: 3
went insolvent: 1

In the full report: all 31 companies, named

What each company does, and whether it is still trading
Which of these 3 directors sit on each board, and since when
The one that went into liquidation or administration
The 20 on the FCA register
All 5 people who have ever been directors, with their dates

Key dates in its history

Arbol Ins Services (UK)’s history from the FCA register and Companies House, newest first.

Key events (4) All events (11)

2023

6 June 2023

Became an appointed representative

FCA register

11 April 2023

Incorporated at Companies House
Arbol Inc. gave up control
Arbol Inc. took control (75–100% of shares)

Companies House

In the full report: all 11 events

All 11 events in its history (4 shown here)
Every director appointment and resignation: 7

Firms connected to Arbol Ins Services (UK)

Other FCA-listed firms that share a director, phone number or address with Arbol Ins Services (UK). A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share its phone number: 1

In the full report: the connected firm, named

How it is linked: the same phone number (1)
Who links it to this firm: the named directors, with dates

Firms like Arbol Ins Services (UK)

Other firms of the same type (insurance broker), nearest first.

In London

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Arbol Ins Services (UK)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

31 other companies its directors have run, named
3 background checks on its contact details, 1 flagged
All 11 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Arbol Ins Services (UK) Ltd FCA authorised?

Arbol Ins Services (UK) Ltd (FRN 997400) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for Arbol Ins Services (UK)?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Arbol Ins Services (UK) Ltd (FRN 997400) is an AR of Pro MGA Solutions Ltd (FRN 770419). When you use Arbol Ins Services (UK)'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Arbol Ins Services (UK), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Arbol Ins Services (UK)’s phone number and website?

The FCA register lists the phone number 020 3967 8382 and the website arbol.io for Arbol Ins Services (UK). If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.

Is Arbol Ins Services (UK) a scam or clone?

Arbol Ins Services (UK) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Arbol Ins Services (UK)?

Protection works through Pro MGA Solutions Ltd, the principal firm responsible for Arbol Ins Services (UK)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Arbol Ins Services (UK)?

Companies House lists no one with significant control of Arbol Ins Services (UK) now. Before that, it was controlled by Arbol Inc..

Who runs Arbol Ins Services (UK)?

Companies House lists 3 directors of Arbol Ins Services (UK): Hong Guo, Daniel John Maleary and Richard Coyle.

How long has Arbol Ins Services (UK) been in business?

The company was formed on 11 April 2023.