Argyll and Bute Citizens Advice Bureau

Reference number: 617438

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When abcab.org.uk first appeared online, and whether it can receive email
  • What kind of line 01546 605550 is
  • Who else gives the postcode PA31 8NE
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The firm, by virtue of its constitution or any enactment, must be:(i) required (after payment of outgoings) to apply the whole of its income and any capital it expends for charitable or public purposes, and (ii) prohibited from directly or indirectly distributing amongst its members any part of its assets (otherwise than for charitable or public purposes); And the firm must not have any associate (other than a not-for profit debt advice body) which carries on debt adjusting or debt counselling or providing credit information services.)

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Debt Adjusting
  • Debt-counselling
  • Providing Credit Information Services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

  • Confirmation statement is overdue at Companies House.
Company number
SC231152
Company status
Active
Company type
Private company limited by guarantee
Incorporated
7 May 2002 (24 years old)
Registered office
18 18 Argyll Street, Lochgilphead, Argyll & Bute, PA31 8NE, Scotland
Nature of business
  • Other professional, scientific and technical activities not elsewhere classified (SIC 74909)

Directors and company secretaries

Name Role Born Appointed Other companies
Iain James Ritchie Director Feb 1948 10 Nov 2015 None
Eleanor Dorothy Bittleston Director Jun 1959 28 Mar 2018 2 other companies
David Stewart Davidson Director Jul 1951 7 Jul 2020 None
Alka Foster Director Aug 1964 1 Jul 2024 None
Julian Cable Director May 1959 21 May 2026 None
Janette Mary Brown Director Sep 1955 21 May 2026 2 other companies
Colette Delyse Benham Director Dec 1968 21 May 2026 None

Other companies run by these 7 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
still active
4

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of these 7 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 63 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Full accountsNot audited

Employees (average)

15

+25% from 12

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company SC231152. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Argyll and Bute Citizens Advice Bureau’s history from the FCA register and Companies House, newest first.

Key events (4) All events (136)

2014

1 April 2014

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Not for profit firm)
  • Became authorised by the FCA

FCA register

2002

7 May 2002

  • Incorporated at Companies House

Companies House

In the full report: all 136 events

  • All 136 events in its history (4 shown here)
  • Every director appointment and resignation: 129
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Firms like Argyll and Bute Citizens Advice Bureau

Other firms of the same type (debt advice or management), nearest first.

In the Paisley (PA) postcode area

Bute Advice CentreIsle Of ButeAuthorisedFinancial Fitness Resource TeamGreenockAuthorisedRenfrewshire Citizens Advice BureauPaisleyAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Argyll and Bute Citizens Advice Bureau

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 136 events in its history

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Frequently asked questions about this firm

Is Argyll and Bute Citizens Advice Bureau FCA authorised?
Yes, Argyll and Bute Citizens Advice Bureau (FRN 617438) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2014 and works as a debt advice or management. The FCA has placed no limits on its permissions.
What is Argyll and Bute Citizens Advice Bureau’s phone number and website?
The FCA register lists the phone number 01546 605550 and the website abcab.org.uk for Argyll and Bute Citizens Advice Bureau. If you were given different contact details, use these to check with the firm before going any further.
Is Argyll and Bute Citizens Advice Bureau a scam or clone?
Argyll and Bute Citizens Advice Bureau is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Argyll and Bute Citizens Advice Bureau?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Argyll and Bute Citizens Advice Bureau handles your money, so check the specific product before you commit. You can also refer complaints about Argyll and Bute Citizens Advice Bureau to the Financial Ombudsman Service, free of charge.
Who runs Argyll and Bute Citizens Advice Bureau?
Companies House lists 7 directors of Argyll and Bute Citizens Advice Bureau: Iain James Ritchie, Eleanor Dorothy Bittleston, David Stewart Davidson, Alka Foster, Julian Cable, Janette Mary Brown and 1 more.
How long has Argyll and Bute Citizens Advice Bureau been in business?
The company was formed on 7 May 2002, and has held its current FCA authorisation since April 2014.
What do Argyll and Bute Citizens Advice Bureau’s latest accounts show?

Sources and links

The full report on Argyll and Bute Citizens Advice Bureau

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