Financial Fitness Resource Team

Reference number: 618905

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When financial-fitness.uk first appeared online, and whether it can receive email
  • What kind of line 01475 729239 is
  • Who else gives the postcode PA15 1SH
Instant PDF download

The firm, by virtue of its constitution or any enactment, must be:(i) required (after payment of outgoings) to apply the whole of its income and any capital it expends for charitable or public purposes, and (ii) prohibited from directly or indirectly distributing amongst its members any part of its assets (otherwise than for charitable or public purposes); And the firm must not have any associate (other than a not-for profit debt advice body) which carries on debt adjusting or debt counselling or providing credit information services.)

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Debt Adjusting
  • Debt-counselling
  • Providing Credit Information Services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

  • Confirmation statement is overdue at Companies House.
Company number
SC260631
Company status
Active
Company type
Private company limited by guarantee
Incorporated
11 December 2003 (22 years old)
Registered office
40 West Stewart Street, Greenock, PA15 1SH, Scotland
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Eleanor Robertson Director Dec 1947 11 Dec 2003 5 other companies
Mary Sanderson Director Aug 1954 11 Dec 2003 None
Wilson Dunlop Secretary Not published 11 Dec 2003 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
5
closed down
1
still active
4

In the full report: all 5 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 14 people who have ever been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 31 March 2026Full accountsNot audited

Net assets

£425k

No earlier figure to compare

Cash at bank

£451k

No earlier figure to compare

Employees (average)

8

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company SC260631. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Financial Fitness Resource Team’s history from the FCA register and Companies House, newest first.

Key events (5) All events (34)

2016

6 April 2016

  • Paul Findlay gained significant control

Companies House

2014

1 April 2014

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Not for profit firm)
  • Became authorised by the FCA

FCA register

2003

11 December 2003

  • Incorporated at Companies House

Companies House

In the full report: all 34 events

  • All 34 events in its history (5 shown here)
  • Every director appointment and resignation: 26
Instant PDF download

Firms like Financial Fitness Resource Team

Other firms of the same type (debt advice or management), nearest first.

In the Paisley (PA) postcode area

Bute Advice CentreIsle Of ButeAuthorisedArgyll and Bute Citizens Advice BureauLochgilpheadAuthorisedRenfrewshire Citizens Advice BureauPaisleyAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Financial Fitness Resource Team

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 5 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 34 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Financial Fitness Resource Team FCA authorised?
Yes, Financial Fitness Resource Team (FRN 618905) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2014 and works as a debt advice or management. The FCA has placed no limits on its permissions.
What is Financial Fitness Resource Team’s phone number and website?
The FCA register lists the phone number 01475 729239 and the website financial-fitness.uk for Financial Fitness Resource Team. If you were given different contact details, use these to check with the firm before going any further.
Is Financial Fitness Resource Team a scam or clone?
Financial Fitness Resource Team is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Financial Fitness Resource Team?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Financial Fitness Resource Team handles your money, so check the specific product before you commit. You can also refer complaints about Financial Fitness Resource Team to the Financial Ombudsman Service, free of charge.
Who owns Financial Fitness Resource Team?
Companies House lists one person with significant control of Financial Fitness Resource Team: Mr Paul Findlay (significant influence or control).
Who runs Financial Fitness Resource Team?
Companies House lists 2 directors of Financial Fitness Resource Team: Eleanor Robertson and Mary Sanderson.
How long has Financial Fitness Resource Team been in business?
The company was formed on 11 December 2003, and has held its current FCA authorisation since April 2014.
What do Financial Fitness Resource Team’s latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £425k (no earlier figure to compare) and cash at bank of £451k (no earlier figure to compare).

Sources and links

The full report on Financial Fitness Resource Team

£19.99 · Instant PDF download

Loading secure checkout…