Aria Finance Limited

Reference number: 302964

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When ariafinance.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 8731 5333 is
  • Who else gives the postcode WD17 1JW
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Other names (5)

If you were contacted under any of these names, it is this firm.

  • Aria Trading name
  • Enterprise Finance Limited Former name
  • Daily Star Loans Former trading name
  • Enterprise Finance Former trading name
  • Loans of Choice Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (10 permissions)
  • Acting as a CBTL administrator
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on a regulated credit agreement the purpose of which is to acquire land
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Providing Credit Information Services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04440152
Company status
Active
Company type
Private limited company
Incorporated
16 May 2002 (24 years old)
Registered office
Third Floor The Edward Hyde Building, 38 Clarendon Road, Watford, WD17 1JW, United Kingdom
Nature of business
  • Banks (SIC 64191)

Directors and company secretaries

Name Role Born Appointed Other companies
Emily Henrietta Gestetner Director Apr 1967 27 Mar 2014 89 other companies
Stephen Andrew Hogg Director Feb 1982 11 Oct 2019 7 other companies
Lucy Joanna Waters Director Feb 1986 16 Nov 2022 7 other companies
Mark Preston Director Feb 1960 3 Apr 2023 3 other companies

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
92
closed down
62
are FCA-registered
3

In the full report: all 92 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 3 on the FCA register
  • The 11 companies these 4 directors run together
  • All 12 people who have ever been directors, with their dates
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Key dates in its history

Aria Finance’s history from the FCA register and Companies House, newest first.

Key events (8) All events (36)

2022

12 September 2022

  • Changed its registered name from "Enterprise Finance Limited"

FCA register

2017

16 February 2017

  • Enra Specialist Finance Limited took control (75–100% of shares)
  • January Loan Services Limited gave up control

Companies House

2016

6 April 2016

  • January Loan Services Limited took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2004

31 October 2004

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

2002

16 May 2002

  • Incorporated at Companies House

Companies House

In the full report: all 36 events

  • All 36 events in its history (8 shown here)
  • Every director appointment and resignation: 18
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Firms connected to Aria Finance

Other FCA-listed firms that share a director, phone number or address with Aria Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share a director
3
share its postcode
3

In the full report: all 3 connected firms, named

  • How each is linked: shared directors (3), the same postcode (3)
  • Who links each one: the named directors, with dates
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Firms like Aria Finance

Other firms of the same type (mortgage adviser or broker), nearest first.

In Watford

Caroline O'ConnorWatfordAuthorisedCentral Loans LimitedWatfordAuthorisedLoans Warehouse LimitedWatfordAuthorisedMortgage Knight LimitedWatfordAuthorisedMortgageTek LtdWatfordAuthorisedMSK Accounting and Financial Consultancy LtdWatfordAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Aria Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 92 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 36 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Aria Finance Limited FCA authorised?
Yes, Aria Finance Limited (FRN 302964) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2004 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is Aria Finance’s phone number and website?
The FCA register lists the phone number 020 8731 5333 and the website ariafinance.co.uk for Aria Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Aria Finance a scam or clone?
Aria Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Aria Finance?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Aria Finance to the Financial Ombudsman Service, free of charge.
Who owns Aria Finance?
Aria Finance is owned by Enra Specialist Finance Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 16 February 2017. Before that, it was controlled by January Loan Services Limited.
Who runs Aria Finance?
Companies House lists 4 directors of Aria Finance: Emily Henrietta Gestetner, Stephen Andrew Hogg, Lucy Joanna Waters and Mark Preston.
How long has Aria Finance been in business?
The company was formed on 16 May 2002, and has held its current FCA authorisation since October 2004.
Does Aria Finance use any other names?
It trades as Aria. It has previously used 4 other names, including Enterprise Finance Limited, Daily Star Loans and Enterprise Finance.

Sources and links

The full report on Aria Finance Limited

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