Central Loans Limited

Reference number: 708606

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Scammers have impersonated this firm. The FCA has published 1 warning naming the fake phone numbers, emails and websites they used. See the warnings →

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When tle.co.uk first appeared online, and whether it can receive email
  • What kind of line 01923 280144 is
  • Who else gives the postcode WD24 4YW
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Other names (6)

If you were contacted under any of these names, it is this firm.

  • The Loans Engine Trading name: A name it trades under now.
  • TLE Trading name: A name it trades under now.
  • www.theloansengine.co.uk Trading name: A name it trades under now.
  • Platinum Loans Former trading name: A name it used to trade under.
  • The Bridging Engine Former trading name: A name it used to trade under.
  • thebridgingengine.co.uk Former trading name: A name it used to trade under.

Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

Fake phone numbers (1)
  • 0161 505 1746
Fake email addresses (1)
  • support@centralloan.co.uk
Fake websites (1)
  • centralloan.co.uk
The FCA warning these came from

Scammers change these details often. Always check the live FCA warning.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (7 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

The clone warnings above are scammers using this firm's name, not something the firm has done.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
25 April 2001 (25 years old)
Registered office
25-27 Surrey Street, Norwich, Norfolk, NR1 3NX, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Andrew Clive Turner Director Jun 1958 8 May 2001 27 other companies
Paul Joseph Hollander Director Sep 1980 16 Jan 2017 17 other companies
Paul John David Zammit Director Apr 1985 18 Oct 2022 None
Steven Robert Nobbs Director Mar 1978 3 Nov 2023 None
Tara Cross Secretary Not published 1 Nov 2024 –

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
27
closed down
11
are FCA-registered
6

In the full report: all 27 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 6 on the FCA register
  • The 17 companies these 4 directors run together
  • All 18 people who have ever been directors, with their dates
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Key dates in its history

Central Loans’s history from the FCA register and Companies House, newest first.

2020

23 March 2020

  • FCA warned the public about a scam impersonating this firm

FCA warning list

2016

6 April 2016

  • Norfolk Capital Group Limited took control (75–100% of shares)

Companies House

2015

25 November 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2001

25 April 2001

  • Incorporated at Companies House

Companies House

In the full report: all 47 events

  • All 47 events in its history (5 shown here)
  • Every director appointment and resignation: 32
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Firms connected to Central Loans

Other FCA-listed firms that share a director, phone number or address with Central Loans. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
6
share a director
6
share its postcode
2

In the full report: all 6 connected firms, named

  • How each is linked: shared directors (6), the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Central Loans

Other firms of the same type (mortgage adviser or broker), nearest first.

In Watford

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Central Loans

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 27 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 47 events in its history
  • 6 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Central Loans Limited FCA authorised?
Yes, Central Loans Limited (FRN 708606) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since November 2015 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is Central Loans’ phone number and website?
The FCA register lists the phone number 01923 280144 and the website tle.co.uk for Central Loans. If you were given different contact details, use these to check with the firm before going any further.
Is Central Loans a scam or clone?
Scammers have impersonated Central Loans: the FCA has published a warning about fake versions of it, using contact details that are not the firm's. Only trust the details the FCA register gives for Central Loans, shown on this page.
Is my money safe with Central Loans?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Central Loans to the Financial Ombudsman Service, free of charge.
Who owns Central Loans?
Central Loans is owned by Norfolk Capital Group Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016.
Who runs Central Loans?
Companies House lists 4 directors of Central Loans: Andrew Clive Turner, Paul Joseph Hollander, Paul John David Zammit and Steven Robert Nobbs.
How long has Central Loans been in business?
The company was formed on 25 April 2001, and has held its current FCA authorisation since November 2015.
Does Central Loans use any other names?
It trades as The Loans Engine, TLE and www.theloansengine.co.uk. It has previously used 3 other names: Platinum Loans, The Bridging Engine and thebridgingengine.co.uk.

Sources and links

The full report on Central Loans Limited

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