Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 1 year
- Protected through the principal
- No FCA actions
- Active company since 2024
- Accounts filed up to 31 December 2025
- On its latest accounts it owed £886k more than it owned
Responsible principal firm
Wilson Smith Group London Limited Reference number: 923768 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Arkturus Group Ltd (FRN 1024544) is an AR of Wilson Smith Group London Limited (FRN 923768). When you use Arkturus Group's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Arkturus Group, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
10 Philpot Lane, London, EC3M 8AA, United Kingdom
In the full report: 2 background checks
- What kind of line 07787 124852 is
- Who else gives the postcode EC3M 8AA
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Wilson Smith Group London Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 16120263 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 5 December 2024 (1 year old)
- Registered office
- 10 Philpot Lane, London, EC3M 8AA, England
- Nature of business
-
- Non-life insurance (SIC 65120)
- Non-life reinsurance (SIC 65202)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Justine Howard | Director | Jun 1972 | 5 Dec 2024 | 6 other companies |
| Andrew James Hills | Director | Jul 1962 | 23 Oct 2026 | None |
| Anthony Patrick Leng | Director | Apr 1969 | 23 Oct 2026 | 3 other companies |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 7
- closed down
- 1
- is FCA-registered
- 1
In the full report: all 7 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
- The 2 companies these 3 directors run together
Filed accounts and finances
Total equity
−£886k
No earlier figure to compare
Cash at bank
£445
No earlier figure to compare
Owed within a year
£886k
No earlier figure to compare
Total equity is negative: on its last balance sheet the company owed £886k more than it owned.
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 16120263. Figures are exactly as filed; nothing is estimated.
Key dates in its history
Arkturus Group’s history from the FCA register and Companies House, newest first.
2025
5 February 2025
- Became an appointed representative
FCA register
2024
5 December 2024
- Incorporated at Companies House
- Justine Howard took control (75–100% of shares)
Companies House
In the full report: all 6 events
- All 6 events in its history (3 shown here)
- Every director appointment and resignation: 3
Firms connected to Arkturus Group
Other FCA-listed firms that share a director, phone number or address with Arkturus Group. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 3
- share its postcode
- 3
- past link
- 1
In the full report: all 3 connected firms, named
- How each is linked: the same postcode (3)
- Who links each one: the named directors, with dates
- 1 past link through former directors
Firms like Arkturus Group
Other firms of the same type (insurance broker), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Arkturus Group
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 7 other companies its directors have run, named
- 2 background checks on its contact details
- All 6 events in its history
- 3 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk