Arnold Clark Insurance Services Limited
Reference number: 737202
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
Responsible principal firm
Arnold Clark Automobiles Limited Reference number: 308092 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Arnold Clark Insurance Services Limited (FRN 737202) is an AR of Arnold Clark Automobiles Limited (FRN 308092). When you use Arnold Clark Insurance Services's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Arnold Clark Insurance Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
64 Craigentinny Avenue North, Edinburgh, Midlothian, EH6 7LJ, United Kingdom
In the full report: 3 background checks
- When arnoldclark.com first appeared online, and whether it can receive email
- What kind of line 0131 555 5999 is
- Who else gives the postcode EH6 7LJ
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Arnold Clark Automobiles Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- SC192797 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 22 January 1999 (27 years old)
- Registered office
- 454 Hillington Road, Glasgow, G52 4FH, Scotland
- Nature of business
-
- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| James Turner Graham | Director | Apr 1982 | 24 May 2017 | 47 other companies |
| John Arnold Clark | Director | Jun 1973 | 1 Dec 2021 | 41 other companies |
| David Martin Cooper | Director | Jan 1973 | 18 Nov 2025 | 4 other companies |
| Stuart Kenneth Thorpe | Secretary | Not published | 19 Nov 2013 | – |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 50
- closed down
- 37
- are FCA-registered
- 2
In the full report: all 50 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 2 on the FCA register
- The 41 companies these 3 directors run together
- All 9 people who have ever been directors, with their dates
Key dates in its history
Arnold Clark Insurance Services’s history from the FCA register and Companies House, newest first.
2021
1 December 2021
- Arnold Clark Automobiles Limited took control (75–100% of shares)
- Philomena Butler Clark no longer has significant control
Companies House
2017
10 April 2017
- John Arnold Clark no longer has significant control
Companies House
2016
1 June 2016
- John Arnold Clark gained significant control
- Philomena Butler Clark gained significant control
Companies House
18 February 2016
- Became an appointed representative
FCA register
1999
22 January 1999
- Incorporated at Companies House
Companies House
In the full report: all 21 events
- All 21 events in its history (7 shown here)
- Every director appointment and resignation: 13
Firms connected to Arnold Clark Insurance Services
Other FCA-listed firms that share a director, phone number or address with Arnold Clark Insurance Services. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- share a director
- 2
In the full report: all 2 connected firms, named
- How each is linked: shared directors (2)
- Who links each one: the named directors, with dates
Firms like Arnold Clark Insurance Services
Other firms of the same type (insurance broker), nearest first.
In Edinburgh
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Arnold Clark Insurance Services
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 50 other companies its directors have run, named
- 3 background checks on its contact details
- All 21 events in its history
- 2 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk