Artex Risk Solutions (UK) Limited

Reference number: 592457

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Artex Risk Solutions (UK) Limited (FRN 592457) is an AR of Arthur J. Gallagher Insurance Brokers Limited (FRN 311786). When you use Artex Risk Solutions (UK)'s services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Artex Risk Solutions (UK), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    020 7877 6000

  • Address

    67 Lombard Street, London, EC3V 9LJ, United Kingdom

In the full report: 2 background checks

  • What kind of line 020 7877 6000 is
  • Who else gives the postcode EC3V 9LJ
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Amber Insurance & Risk Management Trading name: A name it trades under now.
  • Heritage Risk Services Limited Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Arthur J. Gallagher Insurance Brokers Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
13 September 2012 (14 years old)
Registered office
67 Lombard Street, London, EC3V 9LJ, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Russell Mandel Director Nov 1971 17 Dec 2012 1 other company
Martin Thomas Le Pelley Director Apr 1969 29 Aug 2014 1 other company
Paul Leslie Eaton Director May 1969 4 Mar 2024 1 other company
ARTEX RISK SOLUTIONS (GUERNSEY) LIMITED Corporate secretary Not published 22 May 2014 –

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
1
run together
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 3 directors run together
  • All 8 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 December 2022Full accountsNot audited

Turnover

£1.66m

No earlier figure to compare

Profit before tax

£495k

No earlier figure to compare

Net assets

£1.03m

No earlier figure to compare

Cash at bank

£412k

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 08213668. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Artex Risk Solutions (UK)’s history from the FCA register and Companies House, newest first.

2015

9 January 2015

  • Changed its registered name from "Heritage Risk Services Limited"

FCA register

2012

5 December 2012

  • Became an appointed representative

FCA register

13 September 2012

  • Incorporated at Companies House

Companies House

In the full report: all 17 events

  • All 17 events in its history (3 shown here)
  • Every director appointment and resignation: 13
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Firms connected to Artex Risk Solutions (UK)

Other FCA-listed firms that share a director, phone number or address with Artex Risk Solutions (UK). A link shows who the firm is tied to, not whether either can be trusted.

connected firms
5
share its postcode
5

In the full report: all 5 connected firms, named

  • How each is linked: the same postcode (5)
  • Who links each one: the named directors, with dates
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Firms like Artex Risk Solutions (UK)

Other firms of the same type (insurance broker), nearest first.

In the Central London (EC) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Artex Risk Solutions (UK)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 17 events in its history
  • 5 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Artex Risk Solutions (UK) Limited FCA authorised?
Artex Risk Solutions (UK) Limited (FRN 592457) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Artex Risk Solutions (UK)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Artex Risk Solutions (UK) Limited (FRN 592457) is an AR of Arthur J. Gallagher Insurance Brokers Limited (FRN 311786). When you use Artex Risk Solutions (UK)'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Artex Risk Solutions (UK), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Artex Risk Solutions (UK)’s phone number?
The FCA register lists the phone number 020 7877 6000 for Artex Risk Solutions (UK). If you were given different contact details, use these to check with the firm before going any further.
Is Artex Risk Solutions (UK) a scam or clone?
Artex Risk Solutions (UK) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Artex Risk Solutions (UK)?
Protection works through Arthur J. Gallagher Insurance Brokers Limited, the principal firm responsible for Artex Risk Solutions (UK)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who runs Artex Risk Solutions (UK)?
Companies House lists 3 directors of Artex Risk Solutions (UK): Russell Mandel, Martin Thomas Le Pelley and Paul Leslie Eaton.
How long has Artex Risk Solutions (UK) been in business?
The company was formed on 13 September 2012.
What do Artex Risk Solutions (UK)’s latest accounts show?
Its latest accounts, to 30 December 2022, show turnover of £1.66m (no earlier figure to compare) and profit before tax of £495k (no earlier figure to compare).
Does Artex Risk Solutions (UK) use any other names?
It trades as Amber Insurance & Risk Management. It has previously used the name Heritage Risk Services Limited.

Sources and links

The full report on Artex Risk Solutions (UK) Limited

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