ARW Wealth Management Limited

Reference number: 580251

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • ARW Wealth Management Limited (FRN 580251) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use ARW Wealth Management's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from ARW Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When arw-wm.com first appeared online, and whether it can receive email
  • What kind of line 07738 277026 is
  • Who else gives the postcode PR7 5TF
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • ARW Wealth Management Ltd Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
08013491
Company status
Active
Company type
Private limited company
Incorporated
30 March 2012 (14 years old)
Registered office
265a The Green Eccleston, Chorley, Lancashire, PR7 5TF, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Alexander Richard Wotherspoon Director Dec 1982 30 Mar 2012 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 May 2025Small company accountsNot audited

Net assets

£191k

−22% from £245k

Cash at bank

£54.2k

−59% from £133k

Employees (average)

4

Same as 4

Owed within a year

£177k

−28% from £245k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08013491. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

ARW Wealth Management’s history from the FCA register and Companies House, newest first.

2026

1 July 2026

  • Changed its registered name from "ARW Wealth Management Ltd"

FCA register

2016

6 April 2016

  • Alexander Richard Wotherspoon became the majority owner (50–75% of shares)
  • Hannah Wotherspoon became a part-owner (25–50% of shares)

Companies House

2012

26 April 2012

  • Became an appointed representative

FCA register

30 March 2012

  • Incorporated at Companies House
  • Alexander Richard Wotherspoon appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like ARW Wealth Management

Other firms of the same type (financial adviser), nearest first.

In Chorley

Anton KirkpatrickChorleyAppointed representativeCharnock & Adlington Wealth Planning LimitedChorleyAppointed representativeCJ Workplace LtdChorleyAppointed representativeFinancial Experience LtdChorleyAppointed representativeGrosvenor Partners Financial Services LtdChorleyAppointed representativeHarness Wealth Management LtdChorleyAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on ARW Wealth Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 6 events in its history

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Frequently asked questions about this firm

Is ARW Wealth Management Limited FCA authorised?
ARW Wealth Management Limited (FRN 580251) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for ARW Wealth Management?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. ARW Wealth Management Limited (FRN 580251) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use ARW Wealth Management's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from ARW Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is ARW Wealth Management’s phone number and website?
The FCA register lists the phone number 07738 277026 and the website arw-wm.com for ARW Wealth Management. If you were given different contact details, use these to check with the firm before going any further.
Is ARW Wealth Management a scam or clone?
ARW Wealth Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with ARW Wealth Management?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for ARW Wealth Management's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns ARW Wealth Management?
Companies House lists 2 people with significant control of ARW Wealth Management: Mr Alexander Richard Wotherspoon (50–75% of shares) and Mrs Hannah Wotherspoon (25–50% of shares).
Who runs ARW Wealth Management?
Companies House lists one director of ARW Wealth Management: Alexander Richard Wotherspoon.
How long has ARW Wealth Management been in business?
The company was formed on 30 March 2012.
What do ARW Wealth Management’s latest accounts show?
Its latest accounts, to 31 May 2025, show net assets of £191k (−22% from £245k) and cash at bank of £54.2k (−59% from £133k).
Does ARW Wealth Management use any other names?
It has previously used the name ARW Wealth Management Ltd.

Sources and links

The full report on ARW Wealth Management Limited

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