Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 4 years
- Protected through the principal
- No FCA actions
- Active company since 2021
- Accounts filed up to 31 December 2025
- Its phone number is also given by a firm that is no longer authorised
- One of its directors is also a director of a firm that is no longer authorised
Responsible principal firm
Cheetham Jackson Ltd Reference number: 514951 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- CJ Workplace Ltd (FRN 969033) is an AR of Cheetham Jackson Ltd (FRN 514951). When you use CJ Workplace's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from CJ Workplace, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
Also given by a firm that is no longer authorised. Check you are dealing with the firm on this page.
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Address
23 Market Street, Chorley, Lancashire, PR7 2SY, United Kingdom
In the full report: 2 background checks
- What kind of line 01257 239990 is, and the 3 other firms that give it
- Who else gives the postcode PR7 2SY
Other names (3)
If you were contacted under any of these names, it is this firm.
- Chartwell Financial Planning Trading name: A name it trades under now.
- Y Financial.Wellbeing Trading name: A name it trades under now.
- YOUR Y LTD Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Cheetham Jackson Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 13779545 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 3 December 2021 (4 years old)
- Registered office
- 23 Market Street, Chorley, Lancashire, PR7 2SY, England
- Nature of business
-
- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Scott Patrick Golland | Director | Jul 1987 | 3 Dec 2021 | 2 other companies |
| Stuart John Jackson | Director | Oct 1971 | 3 Dec 2021 | 4 other companies |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 5
- closed down
- 1
- are FCA-registered
- 3
In the full report: all 5 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 3 on the FCA register, including one no longer authorised
- The 1 company these 2 directors run together
Filed accounts and finances
Net assets
£13.3k
−55% from £29.4k
Cash at bank
£35.3k
−40% from £59.3k
Employees (average)
2
−33% from 3
No turnover or profit for the year to 31 December 2025: the accounts print them but do not tag them. The last tagged figures are £233k turnover and £42.5k profit, for the year to 31 December 2024.
Assets and liabilities
In the full report: all 4 years of accounts
- Every year from 2022 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 13779545. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
CJ Workplace’s history from the FCA register and Companies House, newest first.
2026
29 April 2026
- Cheetham Jackson Ltd took control (75–100% of shares)
- Scott Patrick Golland stopped being a part-owner
- Stuart John Jackson stopped being a part-owner
Companies House
18 February 2026
- Changed its registered name from "YOUR Y LTD"
FCA register
2022
31 July 2022
- Stuart John Jackson became a part-owner (25–50% of shares)
Companies House
1 February 2022
- Became an appointed representative
FCA register
2021
3 December 2021
- Incorporated at Companies House
- Scott Patrick Golland became a part-owner (25–50% of shares)
Companies House
In the full report: all 13 events
- All 13 events in its history (8 shown here)
- Every director appointment and resignation: 2
Firms connected to CJ Workplace
Other FCA-listed firms that share a director, phone number or address with CJ Workplace. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 4
- no longer authorised
- 1
- share a director
- 3
In the full report: all 4 connected firms, named
- How each is linked: shared directors (3), the same phone number (3), the same postcode (4)
- Who links each one: the named directors, with dates
Firms like CJ Workplace
Other firms of the same type (financial adviser), nearest first.
In Chorley
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on CJ Workplace
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 5 other companies its directors have run, named
- 2 background checks on its contact details
- 4 years of accounts, charted
- All 13 events in its history
- 4 connected firms, named, and who links them
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Frequently asked questions about this firm
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Who runs CJ Workplace?
How long has CJ Workplace been in business?
What do CJ Workplace’s latest accounts show?
Does CJ Workplace use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk