Asgard Financial Services Limited

Reference number: 680043

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When sproutloans.co.uk first appeared online, and whether it can receive email
  • What kind of line 0333 987 4167 is
  • Who else gives the postcode BT15 3HL
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Sprout Loans Trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
  • Credit Broking
  • Debt Adjusting
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
NI624908
Company status
Active
Company type
Private limited company
Incorporated
30 May 2014 (12 years old)
Registered office
2nd Floor, The Lanyon Building Jennymount Business Park, 10 North Derby Street, Belfast, BT15 3HL, Northern Ireland
Nature of business
  • Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)

Directors and company secretaries

Name Role Born Appointed Other companies
Darren Kenneth Gaynor Director Jan 1981 22 May 2017 7 other companies
Fiona Mcilwaine Director Nov 1984 1 Mar 2025 107 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
113
closed down
27
went insolvent
3

In the full report: all 113 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • The 3 that went into liquidation or administration
  • The 2 on the FCA register, including one no longer authorised
  • The 1 company these 2 directors run together
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 May 2025Abridged accountsNot audited

Net assets

£1.03m

+5.3% from £977k

Cash at bank

£134k

−31% from £195k

Employees (average)

6

Same as 6

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company NI624908. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Asgard Financial Services’s history from the FCA register and Companies House, newest first.

Key events (8) All events (17)

2017

16 November 2017

  • Niall Quinn no longer has significant control

Companies House

30 May 2017

  • Astral (Ni) Limited took control (75–100% of shares)
  • Mark Allen gained significant control
  • Niall Quinn gained significant control

Companies House

2016

29 March 2016

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Not permitted to canvass off trade premises)
  • Became authorised by the FCA

FCA register

2014

30 May 2014

  • Incorporated at Companies House

Companies House

In the full report: all 17 events

  • All 17 events in its history (8 shown here)
  • Every director appointment and resignation: 6
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Firms connected to Asgard Financial Services

Other FCA-listed firms that share a director, phone number or address with Asgard Financial Services. A link shows who the firm is tied to, not whether either can be trusted.

past links
2

In the full report: all 0 connected firms, named

  • 2 past links through former directors
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Firms like Asgard Financial Services

Other firms of the same type (lender), nearest first.

In Belfast

Humm Group LimitedBelfastAuthorisedAllianz PLCBelfastAuthorisedBleerick SuppliesBelfastAuthorisedCentral Finance & Loan Co. LtdBelfastAuthorisedCornmarket Insurance Services LimitedBelfastAuthorisedG&c Insurance Services LimitedBelfastAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Asgard Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 113 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 17 events in its history

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Frequently asked questions about this firm

Is Asgard Financial Services Limited FCA authorised?
Yes, Asgard Financial Services Limited (FRN 680043) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2016 and works as a lender. The FCA has placed a limit on what it may do.
What is Asgard Financial Services’ phone number and website?
The FCA register lists the phone number 0333 987 4167 and the website sproutloans.co.uk for Asgard Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is Asgard Financial Services a scam or clone?
Asgard Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Asgard Financial Services?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Asgard Financial Services handles your money, so check the specific product before you commit. You can also refer complaints about Asgard Financial Services to the Financial Ombudsman Service, free of charge.
Who owns Asgard Financial Services?
Asgard Financial Services is owned by Astral (Ni) Limited, which holds 75–100% of shares and 75–100% of votes, since 30 May 2017. Before that, it was controlled by Mr Niall Quinn.
Who runs Asgard Financial Services?
Companies House lists 2 directors of Asgard Financial Services: Darren Kenneth Gaynor and Fiona McIlwaine.
How long has Asgard Financial Services been in business?
The company was formed on 30 May 2014, and has held its current FCA authorisation since March 2016.
What do Asgard Financial Services’ latest accounts show?
Its latest accounts, to 31 May 2025, show net assets of £1.03m (+5.3% from £977k) and cash at bank of £134k (−31% from £195k).
Does Asgard Financial Services use any other names?
It trades as Sprout Loans.

Sources and links

The full report on Asgard Financial Services Limited

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