Central Finance & Loan Co. Ltd

Reference number: 697495

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07776 234373

  • Address

    11 Wellington Place, Belfast, County Antrim, BT1 6GB, Northern Ireland

In the full report: 2 background checks

  • What kind of line 07776 234373 is
  • Who else gives the postcode BT1 6GB
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Entering into a regulated home credit loan agreement as lender
  • Exercising or having the right to exercise the lender's rights and duties under a regulated home credit loan agreement

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
22 June 2004 (22 years old)
Registered office
6 Annadale Avenue, Belfast, BT7 3JH
Nature of business
  • Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)

Directors and company secretaries

Name Role Born Appointed Other companies
Nicola Frances Noble Director Apr 1965 22 Jun 2004 1 other company
Angeline Noble Director Aug 1966 4 Mar 2015 None
Nicola Noble Secretary Not published 22 Sep 2011 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 June 2025Full accountsNot audited

Net assets

£212k

+6% from £200k

Cash at bank

£90.6k

+24% from £73.2k

Owed within a year

£114k

<1% from £113k

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company NI051004. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Central Finance & Loan Co.’s history from the FCA register and Companies House, newest first.

2017

21 June 2017

  • Angeline Noble became a part-owner (25–50% of shares)
  • Nicola Frances Noble became the majority owner (50–75% of shares)

Companies House

2015

30 November 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2004

22 June 2004

  • Incorporated at Companies House

Companies House

In the full report: all 14 events

  • All 14 events in its history (5 shown here)
  • Every director appointment and resignation: 6
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Firms like Central Finance & Loan Co.

Other firms of the same type (lender), nearest first.

In Belfast

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Central Finance & Loan Co.

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • All 14 events in its history

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Frequently asked questions about this firm

Is Central Finance & Loan Co. Ltd FCA authorised?
Yes, Central Finance & Loan Co. Ltd (FRN 697495) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since November 2015 and works as a lender. The FCA has placed no limits on its permissions.
What is Central Finance & Loan Co.’s phone number?
The FCA register lists the phone number 07776 234373 for Central Finance & Loan Co.. If you were given different contact details, use these to check with the firm before going any further.
Is Central Finance & Loan Co. a scam or clone?
Central Finance & Loan Co. is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Central Finance & Loan Co.?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Central Finance & Loan Co. handles your money, so check the specific product before you commit. You can also refer complaints about Central Finance & Loan Co. to the Financial Ombudsman Service, free of charge.
Who owns Central Finance & Loan Co.?
Companies House lists 2 people with significant control of Central Finance & Loan Co.: Mrs Nicola Frances Noble (50–75% of shares) and Mrs Angeline Noble (25–50% of shares).
Who runs Central Finance & Loan Co.?
Companies House lists 2 directors of Central Finance & Loan Co.: Nicola Frances Noble and Angeline Noble.
How long has Central Finance & Loan Co. been in business?
The company was formed on 22 June 2004, and has held its current FCA authorisation since November 2015.
What do Central Finance & Loan Co.’s latest accounts show?
Its latest accounts, to 30 June 2025, show net assets of £212k (+6% from £200k) and cash at bank of £90.6k (+24% from £73.2k).

Sources and links

The full report on Central Finance & Loan Co. Ltd

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