Ashish Patel

Reference number: 464642

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Appointed representative

Ashish Patel does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

Quilter Financial Services Limited Reference number: 440703 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Ashish Patel (FRN 464642) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Ashish Patel's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Ashish Patel, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    020 8426 4422

  • Address

    42 High Street, Harrow on the Hill, Harrow, Middlesex, HA1 3LL, United Kingdom

In the full report: 2 background checks

  • What kind of line 020 8426 4422 is
  • Who else gives the postcode HA1 3LL
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Alchemy FS Trading name
  • Alchemy Financial Services Former name
  • Alcaz Business Consultants Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Quilter Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Ashish Patel’s history from the FCA register and Companies House, newest first.

Key events (3) All events (6)

2014

6 March 2014

  • Changed its registered name from "Alchemy FS"

FCA register

2012

31 January 2012

  • Changed its registered name from "Alchemy Financial Services"

FCA register

2007

1 March 2007

  • Became an appointed representative

FCA register

In the full report: all 6 events

  • All 6 events in its history (3 shown here)
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Firms like Ashish Patel

Other firms of the same type (financial adviser), nearest first.

In Harrow

Azure Wealth LtdHarrowAppointed representativeBlaydon Wealth Management LimitedHarrowAppointed representativeCrawford Dean Wealth Management LtdHarrowAppointed representativeDNS Financial Services LtdHarrowAppointed representativeHarish HariaHarrowAppointed representativeMCA Wealth & Finance LtdHarrowAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Ashish Patel

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 6 events in its history

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Frequently asked questions about this firm

Is Ashish Patel FCA authorised?
Ashish Patel (FRN 464642) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Ashish Patel?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Ashish Patel (FRN 464642) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Ashish Patel's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Ashish Patel, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Ashish Patel’s phone number?
The FCA register lists the phone number 020 8426 4422 for Ashish Patel. If you were given different contact details, use these to check with the firm before going any further.
Is Ashish Patel a scam or clone?
Ashish Patel is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Ashish Patel?
Protection works through Quilter Financial Services Limited, the principal firm responsible for Ashish Patel's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Ashish Patel use any other names?
It trades as Alchemy FS. It has previously used 2 other names: Alchemy Financial Services and Alcaz Business Consultants.

Sources and links

The full report on Ashish Patel

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