MCA Wealth & Finance Ltd

Reference number: 1031857

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Vintage Wealth Management Limited Reference number: 593380 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • MCA Wealth & Finance Ltd (FRN 1031857) is an AR of Vintage Wealth Management Limited (FRN 593380). When you use MCA Wealth & Finance's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from MCA Wealth & Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    020 8371 3111

  • Address

    7 St. Johns Road, Harrow, HA1 2EY, United Kingdom

In the full report: 2 background checks

  • What kind of line 020 8371 3111 is, and the other firm that gives it
  • Who else gives the postcode HA1 2EY
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Macalvins Wealth Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Vintage Wealth Management Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

MCA Wealth & Finance’s history from the FCA register and Companies House, newest first.

2025

1 July 2025

  • Began trading as "Macalvins Wealth"

FCA register

21 May 2025

  • Became an appointed representative

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms connected to MCA Wealth & Finance

Other FCA-listed firms that share a director, phone number or address with MCA Wealth & Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its phone number
1
share its postcode
1

In the full report: all 2 connected firms, named

  • How each is linked: the same phone number (1), the same postcode (1)
  • Who links each one: the named directors, with dates
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Firms like MCA Wealth & Finance

Other firms of the same type (financial adviser), nearest first.

In Harrow

Ashish PatelHarrowAppointed representativeAzure Wealth LtdHarrowAppointed representativeBlaydon Wealth Management LimitedHarrowAppointed representativeCrawford Dean Wealth Management LtdHarrowAppointed representativeDNS Financial Services LtdHarrowAppointed representativeHarish HariaHarrowAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on MCA Wealth & Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 2 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is MCA Wealth & Finance Ltd FCA authorised?
MCA Wealth & Finance Ltd (FRN 1031857) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for MCA Wealth & Finance?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. MCA Wealth & Finance Ltd (FRN 1031857) is an AR of Vintage Wealth Management Limited (FRN 593380). When you use MCA Wealth & Finance's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from MCA Wealth & Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is MCA Wealth & Finance’s phone number?
The FCA register lists the phone number 020 8371 3111 for MCA Wealth & Finance. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is MCA Wealth & Finance a scam or clone?
MCA Wealth & Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with MCA Wealth & Finance?
Protection works through Vintage Wealth Management Limited, the principal firm responsible for MCA Wealth & Finance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does MCA Wealth & Finance use any other names?
It trades as Macalvins Wealth.

Sources and links

The full report on MCA Wealth & Finance Ltd

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