Aspen Financial Advice Limited

Reference number: 601824

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Aspen Financial Advice Limited (FRN 601824) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Aspen Financial Advice's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Aspen Financial Advice, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When aspenfa.co.uk first appeared online, and whether it can receive email
  • What kind of line 07521 736615 is
  • Who else gives the postcode OX9 3BA
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Tracy Hunt Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
ASPEN FINANCIAL ADVICE LTD
Company number
09245871
Company status
Active
Company type
Private limited company
Incorporated
2 October 2014 (12 years old)
Registered office
1 Lashlake Road, Thame, Oxfordshire, OX9 3BA
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
David Peter Hunt Director Nov 1968 2 Oct 2014 1 other company
Tracy Louise Hunt Director Dec 1969 2 Oct 2014 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1
run together
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 2 directors run together
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Filed accounts and finances

Year to 31 March 2023Micro-entity accountsNot audited

Net assets

£293k

+353% from £64.6k

Employees (average)

5

+25% from 4

Owed within a year

£96.7k

−56% from £219k

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2020 to 2023
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09245871. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Aspen Financial Advice’s history from the FCA register and Companies House, newest first.

Key events (5) All events (9)

2016

2 October 2016

  • David Peter Hunt became a part-owner (25–50% of shares)
  • Tracy Louise Hunt became the majority owner (50–75% of shares)

Companies House

2015

2 February 2015

  • Changed its registered name from "Tracy Hunt"

FCA register

2014

2 October 2014

  • Incorporated at Companies House

Companies House

2013

29 May 2013

  • Became an appointed representative

FCA register

In the full report: all 9 events

  • All 9 events in its history (5 shown here)
  • Every director appointment and resignation: 2
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Firms like Aspen Financial Advice

Other firms of the same type (financial adviser), nearest first.

In Thame

M Collins Finance LtdThameAppointed representativeFinancial Aspirations Lifestyle Planning LimitedThameAuthorisedRichardsons Financial Services LimitedThameAuthorisedThameside Financial Planning LimitedThameAuthorisedWills & Trusts Independent Financial Planning LimitedThameAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Aspen Financial Advice

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 4 years of accounts, charted
  • All 9 events in its history

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Frequently asked questions about this firm

Is Aspen Financial Advice Limited FCA authorised?
Aspen Financial Advice Limited (FRN 601824) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Aspen Financial Advice?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Aspen Financial Advice Limited (FRN 601824) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Aspen Financial Advice's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Aspen Financial Advice, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Aspen Financial Advice’s phone number and website?
The FCA register lists the phone number 07521 736615 and the website aspenfa.co.uk for Aspen Financial Advice. If you were given different contact details, use these to check with the firm before going any further.
Is Aspen Financial Advice a scam or clone?
Aspen Financial Advice is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Aspen Financial Advice?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Aspen Financial Advice's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Aspen Financial Advice?
Companies House lists 2 people with significant control of Aspen Financial Advice: Mrs Tracy Louise Hunt (50–75% of shares) and Mr David Peter Hunt (25–50% of shares).
Who runs Aspen Financial Advice?
Companies House lists 2 directors of Aspen Financial Advice: David Peter Hunt and Tracy Louise Hunt.
How long has Aspen Financial Advice been in business?
The company was formed on 2 October 2014.
What do Aspen Financial Advice’s latest accounts show?
Its latest accounts, to 31 March 2023, show net assets of £293k (+353% from £64.6k).
Does Aspen Financial Advice use any other names?
It has previously used the name Tracy Hunt.

Sources and links

The full report on Aspen Financial Advice Limited

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